How to predict retirement pension

Predicting retirement pension can be completed by the following steps.

Step 1:

Wechat: Click on me _ Click on service _ Click on city service _ Click on social security _ Click on pension insurance treatment calculation.

Alipay: Pension Calculation Search Box _ Click the State Council Client _ Click Pension Calculation.

Step two:

Fill in the required information one by one according to the above picture.

1. Just fill in the basic information according to our real situation.

2. If you start work after 1996, select 0.

Average payment wage index over the years: my salary/local average salary.

4. Future payment wage growth rate: The query data is 4.5%, close to 5%.

5. Future average wage growth rate of employees: conservatively estimated at 3%.

6. Future personal account bookkeeping interest rate: 6%.

Retirement pension, also known as retirement pension, is a monthly or one-time payment of insurance benefits in monetary form according to the length of working years or the time of paying insurance premiums. After retirement, employees will be paid the salary of the month of retirement as usual, and the salary will be stopped from the second month after retirement, and the pension will be paid monthly according to the regulations, which generally lasts until the death of retired employees. Pensions in China are mainly divided into two categories: retirement pensions for employees in government institutions and retirement pensions for employees in enterprises. Pension is one of the most important social endowment insurance benefits. That is to say, according to the relevant national documents, the monthly or lump-sum payment of insurance benefits in the form of money is the need to benefit the society and is mainly used to ensure the basic living needs of employees after retirement according to their contributions to society and their qualifications or retirement conditions. Pensions are accumulated and operated according to the principle of accumulation by the state, the collective and the individual. When people are in their prime of life, part of the wealth created is invested in pension plans to ensure a sense of security in their later years.

Legal basis:

Social insurance law

Sixteenth individuals to participate in the basic old-age insurance, reached the statutory retirement age, the cumulative payment of fifteen years, a monthly basic pension. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.