Wuhan social security stopped. What about medical insurance?

If you are an individual merchant or a flexible professional, you can not pay social security, but only old-age insurance; The missed payment caused by the enterprise unit can be paid back. If an individual wants to pay back the social security after a period of time, he can find the relevant social security agency to pay back.

1. What if I lose my social security in Wuhan?

If it is insured in the name of an individual, if it is missed, it can only be paid back, and five risks can be paid. If the unit does not declare (does not open an account), it can only pay the pension. If you want to pay it back after a period of time, you can find an agent to pay it back.

If the payer (excluding individuals and freelancers) fails to pay the employee's old-age insurance premium, he shall bring the following materials to the social security agency to handle the case payment of the basic old-age insurance premium:

1, employee file and endowment insurance manual;

2. Application Form for Paying Basic Endowment Insurance;

3. Labor contract, salary payment list, employee's monthly tax payment certificate, etc. ;

4. Other relevant materials.

Restrictions on social security payments:

According to Article 58 of the Social Insurance Law, the employing unit shall handle the social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

Under normal circumstances, the time limit for paying back insurance depends on the social insurance premium collection agencies and enterprises.

Second, cut off the influence of social security.

1. Medical insurance reimbursement is invalid or the reimbursement amount is limited.

If you pay the medical insurance fee halfway, the medical reimbursement for the second month will be invalid, so you can only use the account balance and pay for it yourself when you go to the hospital. If the payment exceeds 3 months, it will take another 6 months to be reimbursed by medical insurance. The longer the general medical insurance continues to pay, the higher the amount that can be reimbursed every year. If the payment is interrupted for more than three months, the continuous payment time will be cleared.

2, affect the reimbursement of maternity expenses

Usually, maternity insurance needs to be paid continuously for 9 months or accumulated 12 months, and it must be paid in the month of delivery in order to reimburse the expenses such as prenatal and postpartum examination, natural delivery or caesarean section. If you quit your job before giving birth or the payment has not reached a certain period, then the reimbursement of related expenses and the collection of related subsidies have nothing to do with you.

3. Buying a house, buying a car and entering the house are all affected.

In most cities, people with non-local hukou have to pay social security for a period of time if they want to buy a house or a car. If you need to recalculate the payment period, you may not be able to enjoy the purchase discount or related household policies. Once the payment of social security is cut off, it will not only have an impact on the "long-term" results of the insured's payment period accounting and social security benefits, but also have a more direct impact on the insured's short-term plans to buy a house, a car and settle down in some cities.

If the social insurance that an individual participates in in Wuhan is paid off, it cannot be paid back, unless it is paid off for reasons caused by enterprises and units, in which case the five insurances can be paid back. If you want to return it, you can find an agency to help you return it. If it is not necessary, try not to interrupt the payment, which will affect medical insurance, maternity reimbursement, buying a house, driving a car and entering a home.