How much is the personal part of social security?

The personal part of social security is as follows:

1, social insurance individual contribution = monthly salary * individual contribution ratio;

2. Endowment insurance premium: the unit pays 20% and the individual pays 8%;

3. Unemployment insurance premium: 2% paid by the unit and1%paid by the individual;

4. Medical insurance premium: the unit pays 8% and the individual pays 2%;

5. Work-related injury insurance premium: the unit pays, and the individual does not pay;

6. Maternity insurance premium: paid by the unit, but not by the individual.

The functions of social insurance are as follows:

1, social insurance can play the role of social stabilizer. The old, weak, sick, disabled, pregnant and disabled members of society are inevitable objective phenomena in any era and under any social system. Social insurance is to give appropriate compensation to members of society when they encounter this situation, to ensure their basic living standards and to prevent the emergence of unstable factors;

2. Social insurance is conducive to ensuring the smooth reproduction of social labor. Laborers will inevitably encounter all kinds of accidents in the process of labor, resulting in the pause of labor reproduction. Social insurance is to give necessary economic compensation and living security when workers encounter the above-mentioned risk accidents, so that the labor force can be restored;

3. Social insurance is beneficial to social equity. Due to the difference of people's education level and labor ability, the income gap will be caused. Social insurance can collect insurance funds through compulsory collection of insurance premiums, subsidize low-income workers or those who have lost their sources of livelihood, improve their living standards, and achieve fair distribution of society to a certain extent;

4. Social insurance is conducive to promoting social progress. Insurance has the characteristics of mutual assistance, and social insurance can better reflect the spirit of mutual assistance and cooperation.

To sum up, individuals need to pay social insurance premiums according to regulations, and the specific rates and payment standards depend on local regulations. At the same time, the state has also introduced a number of social security fee reduction policies to reduce the burden on enterprises and individuals. You can enjoy the corresponding social security benefits by paying social security fees, and the specific amount and receiving conditions need to be determined according to local policies.

Legal basis:

Article 86 of People's Republic of China (PRC) Social Insurance Law

If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.