Buying a house in Hefei this year is Shouxian, and it is not limited to purchase. And it's full. Do you want to buy social security for one year?

There are many situations in which foreign households buy houses in Hefei, including restricted areas and non-restricted areas, new houses and second-hand houses, among which restricted areas and non-restricted areas have different policies for buying houses for foreign households. The restricted areas for purchasing houses in Hefei are: Luyang, Shushan, Baohe and Yaohai; The non-restricted areas for buying houses in Hefei are: Hi-tech, Economic Development, New Station and Lakeside.

Requirements for house purchase: If a foreign household registration wants to buy a house in the restricted area of Hefei, it is necessary to have a social security (inquiry) in Hefei 1 year or a tax payment certificate in 1 year. At the same time, the minimum down payment for the first suite is 30% of the total purchase price, and the minimum down payment for the second suite is 60%. If you buy a house in a non-restricted area, you can buy a house with a loan or pay in one lump sum. For details, please consult the real estate sales department in the non-restricted area.

Purchase materials: materials required for foreign hukou to buy a house in Hefei restricted area: tax payment or social security certificate for more than one year (including one year) (for inquiry), unmarried certificate/marriage certificate, and house ownership certificate (if there is no house, there is no house certificate). The process and required documents for handling commercial loans, portfolio loans and provident fund loans are different. For details, please consult the loan bank or the staff of the provident fund management center and business department.

Hefei's purchase restriction policy: If a household registered in Hefei already owns 1 house in the urban area, it can buy a second house (including new commercial housing and second-hand housing, the same below) and suspend the purchase of a third house. Non-local registered families who have no housing in this city can buy 1 house in this city with the tax payment certificate or social insurance payment certificate of this city, and postpone the purchase of the second house. Non-local registered families who cannot provide the city's tax payment certificate or social insurance payment certificate may suspend the purchase of houses in this city.

In order to further reasonably guide the housing demand, Hefei will also implement a differentiated housing credit tax policy: for families who purchase a second home by loan, the down payment ratio is not less than 60%, and the loan interest rate is not lower than the benchmark interest rate.

1. 1 time. If an individual sells a house that has been purchased for less than 5 years, the business tax will be levied in full; If an individual sells a non-ordinary house that has been purchased for more than 5 years (including 5 years), business tax shall be levied according to the difference between the sales income and the purchase price; Individuals who purchase ordinary houses for more than 5 years (including 5 years) for external sales shall be exempted from business tax. In addition, the Notice requires strengthening the collection and management of real estate tax. "The tax authorities should, in conjunction with the departments of real estate, land resources and prices, conduct key inspections on real estate development projects with excessive prices and excessive growth." .

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.