What grade is Jiangsu social security payment base 4494?

Jiangsu social security payment base is 4494, which belongs to the middle grade and is suitable for people with a monthly salary of10.5 million to 20,000 yuan.

According to the national regulations, Jiangsu Social Insurance Bureau has set the range of social insurance payment bases for employees of urban enterprises at all levels, including the lowest payment base, the highest payment base and the middle-grade payment base. In Jiangsu Province, 4494 is the middle-grade payment base. Specifically, the middle-grade payment base is suitable for people with a monthly salary of 1.5 thousand to 20 thousand yuan. According to the standard of 20 19, the payment ratio is 20%, that is, individuals need to pay 898.80 yuan, and units need to pay 1.797.60 yuan. The payment base of this grade can improve the welfare level of employees to a certain extent, such as basic old-age insurance, unemployment insurance, industrial injury insurance, medical insurance and so on. In the actual operation process, enterprises need to divide employees' wages according to the payment base, and employees can choose whether to pay the highest payment base. If employees choose a payment base below the middle level, it will affect their insurance benefits; If you choose a payment base higher than the middle level, it will increase the burden of additional social security expenses.

Why don't you choose the one with the highest social security payment base? This is mainly because the level of payment base is related to the social security benefits that individuals can get. Generally speaking, people with high payment base can get higher pension when they retire, but at the same time, it will also increase the social security cost burden of units and individuals. In addition, for some people with higher incomes, in order to get more protection and welfare, they may be more willing to choose private commercial insurance. Therefore, everyone needs to choose social security contributions reasonably according to their own economic situation and needs without affecting their basic life.

Jiangsu social security payment base is 4494, which belongs to the middle grade and is suitable for people with a monthly salary of10.5 million to 20,000 yuan. For individuals, choosing a suitable payment base can improve their level of receiving social security benefits, but they also need to choose within their own affordability. For enterprises, it is necessary to make a reasonable division according to the actual situation of employees in order to maximize the role of social security benefits.

Legal basis:

"People's Republic of China (PRC) Social Insurance Law" Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations. Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.