The difference between four insurances and one gold and five insurances and one gold

The difference between four insurances and one gold is that four insurances and one gold do not include maternity insurance. Four insurances and one fund include old-age insurance, unemployment insurance, medical insurance, industrial injury insurance and housing accumulation fund. On this basis, one maternity insurance is added.

1. Do teachers have five insurances and one gold?

Teachers have five insurances and one gold. According to the law of our country, both public institutions and private enterprises must pay "five insurances and one gold" in full for workers. Teachers enjoy five insurances and one gold, among which "five insurances" refer to old-age insurance, maternity insurance, unemployment insurance, industrial injury insurance and medical insurance; "One gold" refers to the housing accumulation fund.

Second, the difference between five insurances and one pension insurance

Different concepts: social security is the abbreviation of social insurance, which refers to five kinds of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. Five insurances and one gold refer to the housing accumulation fund except the above insurance. The scope is different: social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one gold also include housing accumulation fund. That is, five insurances-gold includes social security.

Three-five insurance and one gold is insurance?

No. Social insurance refers to five kinds of insurance: old-age insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. Five insurances and one gold refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance and housing accumulation fund. Social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one gold also include housing accumulation fund. That is, five insurances and one gold include social security.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 64 of the Social Insurance Law of People's Republic of China (PRC) includes basic old-age insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.