What is the proportion of flexible employees who pay endowment insurance?

Flexible employment refers to a way of employment that is different from the traditional mainstream in working hours, income and remuneration, workplace, insurance and welfare, labor relations and so on. Flexible employees refer to those who achieve employment or re-employment in flexible and diverse forms such as part-time, temporary, seasonal and flexible work within the working age range (men are 60 years old and women are under 50 years old), including: self-employed employment, including self-employed and partnership; Self-employed, such as freelancers, lawyers, freelance writers, singers, models, intermediary service workers, etc. Temporary workers, such as domestic hourly workers, street vendors and other odd jobs. In addition, some provinces, municipalities and autonomous regions, when participating in social insurance, list those who have no fixed job, are laid off, unemployed or re-employed as flexible employees. In view of the old-age security of this group of people, the state has promulgated and implemented the old-age insurance policy for flexible employees.

The stipulated payment base for flexible employees who enjoy social insurance subsidies to pay social insurance premiums is: the basic pension is calculated and paid at 100% of the average monthly salary of employees in the previous year, and the payment is calculated and paid at 20%. For example, in 20 14 years, the average monthly salary of employees in Chengdu is 5000 yuan, so the monthly endowment insurance premium is 1 000 yuan. Considering the different economic conditions of the insured, many provinces and cities stipulate that 60%- 100% of the insured amount can be selected on this basis.

No matter what proportion the insured chooses to pay, the proportion of returning personal accounts is 40%, and there is no payment standard. For example, for individual insurance, the monthly payment is 1000 yuan, and 40% of the monthly payment is returned to the individual account, that is, 400 yuan. The insured individual has no monthly payment in 600 yuan, and 40% of the payment in his personal account is returned every month, that is, 240 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.