Is it better to buy social security or commercial insurance first?

Hello, I suggest you buy social security first, and then choose the appropriate commercial insurance as a necessary supplement. You have a good sense of insurance. You can buy a term life insurance, add necessary serious illness items, and add some hospitalization insurance. The following are the insurance strategies for how to buy insurance:

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.