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How to make up the pension over 50 years old?

The payment process is as follows:

1. Before applying for supplementary endowment insurance, individuals should fill in the supplementary commitment letter and application form, provide relevant supporting materials at the same time, and then submit an application for supplementary payment to the filing institution.

2. Collect and fill in the information needed to pay back the old-age insurance, such as: a letter from the unit or employee applying in writing for paying back the arrears and canceling the arrears; ) Fill in the Application Form for Payment/Cancellation of Old-age Insurance Arrears (in triplicate, and write down the contact person and telephone number, etc.

3. After receiving the information, the handling personnel shall review the information on the spot. Those who meet the requirements can be handled on the spot. If it cannot be handled on the spot, an acceptance receipt will be issued and completed within 20 working days. Do not meet the conditions will not be accepted, and explain the reasons.

Two, a one-time pension insurance payment range

1. Persons who are registered in the insured place and have established labor relations or formed factual labor relations in employers such as urban enterprises, organs, institutions and social organizations. Later, due to various reasons, the labor relationship was terminated or the original unit was left, and valid original materials could be provided without participating in the basic old-age insurance for urban workers.

2, enjoy preferential policies to pay the basic old-age insurance premiums of enterprises and personnel, including uninsured and interrupt payment of enterprises and personnel.

The above-mentioned personnel may, on a voluntary basis, participate in employee pension insurance in their personal capacity and pay pension insurance premiums during their work in the original unit.

Three, one-time pension insurance supplementary conditions

The insured (male) is over 60 years old (female) is over 55 years old: if the one-time payment period is over 15 years, the pension formalities shall be handled according to the regulations; If the overdue payment period is less than 15 years, the payment can be extended to 15 years. If the actual payment period is still less than 15 years for men over 65 years old and women over 60 years old, they can pay a lump sum to 15 years, and go through the pension formalities according to regulations.

Four, the provisions of the pension insurance one-time payment base

Pay the pre-insurance payment, and the payment base shall be determined in accordance with 60% of the average monthly salary of employees in the province last year when handling the insurance payment procedures; Subsequently, the payment base shall be implemented according to the relevant provisions of the payment base policy for flexible employees in that year.

Five, one-time pension insurance payment ratio

1, the payment ratio is calculated at 20%, and all overdue expenses shall be borne by individuals;

2. Personal account: during the overdue period, the personal account shall be recorded in a lump sum at 8% of the total payment base.

For the introduction of one-time supplementary endowment insurance, there is the above introduction. If necessary, you can read the above introduction carefully to make it easier and more convenient for you to pay endowment insurance.

To sum up, 50-year-old people who want to apply for social endowment insurance can make up for it. If there are units, they can be supplemented by units; If you don't have a unit, you can go to the social security center where your household registration is located. Under normal circumstances, social endowment insurance can be calculated cumulatively. After you have paid 15 years, you can get a pension when you reach retirement age.

legal ground

People's Republic of China (PRC) social insurance law

Fifteenth basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.