Shanghai social insurance payment base, rural household registration payment base

Social security differences between urban hukou and rural hukou of migrant workers

1. Rural hukou: basic old-age insurance, medical insurance and industrial injury insurance for urban workers.

Payment base: 40% times the average annual salary, and then increase by 5% every year. After 5 years, it will be the same as the urban hukou payment base. It can be the same without transition.

Pension: company 22%, individual 8%, company 6%, 1% personal injury: company 0.5%.

2. Urban hukou: basic old-age insurance, medical insurance, industrial injury insurance, maternity insurance and unemployment insurance for urban workers.

Payment base: 60% times the average salary of the previous year.

Pension: 22% for companies and 8% for individuals; Medical treatment: company 12%, individual 2%; Work injury: 0.5% of the company; Company 0.5%, unemployed: company 2%, individual 1%.

Generally speaking, urban hukou buys more unemployment insurance and maternity insurance than rural hukou, and the initial payment base is different, and then the medical insurance payment ratio of urban hukou is higher than that of rural hukou.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.