New Policy of Migrant Workers Purchasing Social Security

Legal analysis: All employers must go through the formalities for migrant workers to participate in work-related injury insurance in time and pay work-related injury insurance premiums in full and on time. After migrant workers have a work-related injury, they should do a good job in work-related injury identification, labor ability appraisal and work-related injury treatment payment. Migrant workers who have not participated in work-related injury insurance have work-related injuries, and the employer shall pay the expenses according to the standards stipulated in the work-related injury insurance. At present, it is necessary to accelerate the participation in industrial injury insurance in the mining industries such as construction and coal, where migrant workers are relatively concentrated and the risk of industrial injury is high. At the same time, construction enterprises should handle accidental injury insurance for employees engaged in specific high-risk operations. Employers and individual migrant workers pay the basic old-age insurance premium. The payment base is determined according to the relevant provisions of the basic old-age insurance. The unit contribution ratio is12%; The proportion of individual contributions of migrant workers is 4% to 8%, which is withheld and remitted by the unit from my salary, and all of them are included in my personal account of basic old-age insurance (hereinafter referred to as personal account). Migrant workers and employers who have participated in the basic old-age insurance can adjust the payment standard according to these measures.

Legal basis: the State Council's opinion on solving the problem of migrant workers. Actively and steadily solve the social security problem of migrant workers.

(sixteen) attach great importance to the social security work of migrant workers. According to the most urgent social security needs of migrant workers, we should adhere to classified guidance and make steady progress, give priority to solving the problems of industrial injury insurance and serious illness medical security, and gradually solve the problems of old-age security. The social security of migrant workers should adapt to the characteristics of great mobility, and the insurance relationship and treatment can be transferred, so that the social security rights and interests of migrant workers will not be damaged; It is necessary to take into account the actual situation of low wages of migrant workers, implement low-standard access and gradual transition, and mobilize the enthusiasm of employers and migrant workers to participate in insurance.

(seventeen) migrant workers will be included in the scope of work-related injury insurance according to law. All localities should conscientiously implement the Regulations on Industrial Injury Insurance. All employers must go through the formalities for migrant workers to participate in work-related injury insurance in a timely manner and pay work-related injury insurance premiums in full and on time. After migrant workers have a work-related injury, they should do a good job in work-related injury identification, labor ability appraisal and work-related injury treatment payment. Migrant workers who have not participated in work-related injury insurance have work-related injuries, and the employer shall pay the expenses according to the standards stipulated in the work-related injury insurance. At present, it is necessary to accelerate the participation in industrial injury insurance in the mining industries such as construction and coal, where migrant workers are relatively concentrated and the risk of industrial injury is high. At the same time, construction enterprises should handle accidental injury insurance for employees engaged in certain high-risk operations.

(eighteen) pay close attention to solving the medical security problem of migrant workers' serious illness. All co-ordination areas should adopt the way of establishing a co-ordination fund for serious illness medical insurance, focusing on solving the problem of hospitalization medical security for migrant workers during their work in cities. According to local conditions, the reasonable payment rate is mainly determined by the employer. Improve the medical insurance settlement method, and provide medical settlement services for insured migrant workers who voluntarily return to their original places for treatment after a serious illness. Where conditions permit, migrant workers with stable employment can be directly included in the basic medical insurance for urban workers. Migrant workers can also voluntarily participate in the new rural cooperative medical system of their origin.

(nineteen) to explore the endowment insurance methods suitable for the characteristics of migrant workers. Pay close attention to the study of the old-age insurance for migrant workers with low rates, wide coverage and transferability, which can be linked with the existing old-age insurance system. Where conditions permit, migrant workers with stable employment can be directly included in the basic old-age insurance for urban workers. Migrant workers who have participated in the basic old-age insurance for urban workers, the employer should continue to pay for them. Labor and social security departments should pay close attention to the transfer and connection of migrant workers' pension insurance relations in different places.