I am 28 years old and now I pay social security. Is medical insurance good for the future? I give part to the company and part to the individual.

Personally, I feel that medical insurance is more useful, but social security is of little use. Because you are only 28 years old, you don't have to pay social security in such a hurry, that is, endowment insurance. Individuals bear part of the endowment insurance costs. The more you earn, the more you will bear the cost of endowment insurance. Retired women should be 50 years old and men should be 60 years old. It is likely to increase in the future. Moreover, the pension insurance can be paid for 15 years, and it is useless to pay it now.

Medical insurance is different. Medical insurance can be used to buy medicine and see a doctor, which is very useful, and individuals bear less medical insurance expenses every month. The reimbursement rate of medical insurance for employees is 85%-9 1%, and the reimbursement rate is still high.

Having said so much, how do you feel?

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