Is social security free after Chongqing rural hukou is transferred to cities and towns? Is there any financial aid?

Where did you hear the news? Interpretation of Chongqing's policy of emptying the endowment insurance for urban and rural residents (from Chongqing Human Resources and Social Labor Security Network) Interpretation of Chongqing's pilot policy of social endowment insurance for urban and rural residents I. Significance of establishing social endowment insurance for urban and rural residents (hereinafter referred to as residents' endowment insurance). The establishment of residents' old-age insurance in our city is the concrete embodiment of implementing Scientific Outlook on Development and building a harmonious socialist society, and it is an inevitable requirement to promote the construction of the experimental zone for comprehensive reform of urban and rural areas and ensure the basic livelihood of urban and rural residents after they get old. Second, the basic principles of social endowment insurance for urban and rural residents. In accordance with the basic principles of "basic, wide coverage, flexibility, transferability and sustainability", we will establish and improve a social endowment insurance system that is compatible with the level of economic development and connected with other social security systems to ensure the basic livelihood of urban and rural residents in their later years. First, proceed from reality, start at a low level, and the standards of financing and treatment should be compatible with economic development and the affordability of all parties; Second, individuals (families), collectives and governments share responsibilities reasonably, and rights correspond to obligations; Third, the combination of government-led and residents' wishes will guide residents to participate in insurance generally. Three, the pilot steps of endowment insurance for residents in our city. In 2009, pilot projects were carried out in Wanzhou District, Qianjiang District, dadukou district, Jiulongpo District, Nan 'an District, Beibei District, Hechuan District, Yongchuan District, Nanchuan District, Tongnan District, liangping county, Dianjiang County, Wulong County, Wushan County and Youyang County, and all counties (autonomous counties) were covered by 20 12. 4. Who can participate in the residents' pension insurance? The following persons with household registration in our city can voluntarily participate in the old-age insurance for residents: (1)1rural residents over 6 years old; (2)/kloc-urban flexible employees over 0/6 years old; (3) Persons over the age of 60 who have not enjoyed the treatment of urban basic old-age insurance (retirement). Full-time students and those who have received basic pensions, retirement benefits or pension benefits on a monthly basis are not allowed to participate in residents' old-age insurance; Those who have participated in the basic old-age insurance for employees of urban enterprises, the old-age insurance for migrant workers and the old-age insurance for institutions and institutions will no longer participate in the old-age insurance for residents at the same time. 5. Where can I get the old-age insurance for residents? Urban and rural residents who meet the insurance conditions and voluntarily participate in the residents' old-age insurance shall declare to participate in the residents' old-age insurance at the township (street) social security service where the household registration is located with their ID cards and household registration books. Due to special circumstances, I can't directly declare, but also entrust the village committee (community neighborhood committee) where the household registration is located to handle the insurance registration formalities at the township (street) social security service office with the client's resident ID card (photocopy), household registration book (photocopy) and written power of attorney. 6. Is there a difference between people of different ages participating in the residents' old-age insurance policy? Insured people of different ages apply different policies. In this regard, the pilot is divided into three categories according to different ages: young people, middle-aged people and the elderly. Youth refers to the urban and rural residents who have reached the age of 16 in the month when the pilot is carried out in the county (autonomous county) where their household registration is located, but not more than 45 years old (including 45 years old). Middle-aged people refer to urban and rural residents who are over 45 years old and under 60 years old in the counties (autonomous counties) where their household registration is located. The elderly refer to urban and rural residents who have reached the age of 60 or above in the month of household registration and have not enjoyed other basic old-age insurance (retirement) benefits. In 2009, the age of population aged 60 and above in pilot counties (autonomous counties) was defined as August 3, 20091. The date of birth of the insured is subject to the date of birth recorded in my resident ID card. Seven. Policies for young people to participate in insurance (1) Composition of payment 1. At present, the annual payment standard for young individuals is 100 yuan, with five grades of 200 yuan, 400 yuan, 600 yuan and 900 yuan, which I choose voluntarily and pay annually. The payment grade selected and declared in that year must be paid off within that year. If it is indeed due to diseases, disasters and other reasons that the payment cannot be made on time in the current year, it may apply for payment in the next year according to the regulations, and no payment will be made after the deadline. 2 Collective Subsidies Conditional village collectives give subsidies to the insured, and the subsidy standard is determined by the villagers' committee. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured. 3. After the government subsidizes young people to pay off the old-age insurance premium according to regulations, the government subsidizes 30 yuan every year in their personal accounts (for example, if an insured person chooses the payment grade of 100 yuan, the government subsidizes 30 yuan after paying off the payment, and the amount of his personal account in that year after the subsidy is 130 yuan). Among them, for severely disabled people with disability grades of 1 and 2, the government pays the old-age insurance premium in 40 yuan every year (for example, the insured person with severe disabilities chooses to pay 100 yuan, the government pays 40 yuan, and I only pay 60 yuan. After the payment was paid off, the government subsidized 30 yuan, and his personal account amount was still 130 yuan). Individual contributions, collective subsidies, subsidies from other social and economic organizations, and government payment subsidies all enter individual accounts and bear interest according to regulations. (2) The conditions for receiving the basic pension are 60 years old and the payment period is 15 years or more, and the basic pension will be received monthly from the month after reaching 60 years old. (3) How to calculate the basic pension? Basic pension consists of basic pension and personal account pension. Basic pension: At present, it is 80 yuan per person per month, which is adjusted in time with economic development and price index. Personal account pension: the accumulated amount of my personal account (including interest) divided by 139 months. (four) how to deal with the old-age insurance premiums paid by young people who died before receiving the basic pension on a monthly basis? Residents' pension insurance agencies will return the accumulated principal and interest of the deceased's personal account (excluding government subsidies) to the designated beneficiary or legal heir in a lump sum according to regulations, and terminate the pension insurance relationship at the same time. Eight, middle-aged insurance policy (a) the composition of payment is the same as that of young people. (two) middle-aged people who meet the conditions for receiving basic pensions and pay insurance premiums will receive basic pensions on a monthly basis from the month after they reach the age of 60. The payment period is as follows: 1. Middle-aged people have been participating in the insurance payment continuously since the pilot year. If their payment period is less than 15 when they reach the age of 60, there are two options: one is to make up to 15 in one lump sum according to the payment standard of the year when they are 59. At the same time, the one-time payment period is also subsidized by the government to 30 yuan every year. The one-time make-up amount and government subsidies are all credited to personal accounts. Second, there is no need to make up to 15, and the personal account pension is calculated according to the actual storage amount of the personal account. 2. Middle-aged people who have not paid the insurance premium in the pilot year or stopped paying after the pilot year are not allowed to make up to 15 at the age of 60, and the personal account pension is calculated according to the actual storage amount of the personal account. (3) How to calculate the basic pension? Just like young people. (four) how to deal with the old-age insurance premium paid by middle-aged people who die before receiving the basic pension on a monthly basis? Just like young people. Nine. Policies for the elderly to participate in insurance (I) Insurance methods The elderly can choose two ways to participate in insurance. Method 1: Old people don't have to pay fees, and children who meet the conditions of insurance have to pay fees. Method 2: Conditional elderly people can also choose to pay. Monthly payment grades: 40 yuan, 60 yuan and 90 yuan. Payment amount: monthly payment level multiplied by the number of payment months. Months of payment: calculated according to the actual months since I was 75 years old. At least 60 months. Payment method: lump sum payment. Once the payment level is selected, it cannot be changed. The government will also subsidize the elderly who choose to pay. According to the payment period, each person shall pay the old-age insurance premium 30 yuan every year (deducted from the payable amount). Among them, the government will pay the 40 yuan old-age insurance premium (deducted from the payable amount) every year for severely disabled people whose disability level reaches 1 and 2. (II) Composition of pension 1. The elderly who choose not to pay the fee receive the basic pension on a monthly basis, which is currently 80 yuan per person per month. 2. The elderly who choose to pay the fee receive the basic pension on a monthly basis. The basic pension consists of two parts: the basic pension (currently 80 yuan per person per month) and the personal account pension (that is, the monthly payment grade selected when one-time payment is made). The above two groups of people (including young people over 60 years old) who meet the requirements can also receive two additional special treatments: First, the parents of the only child receive the basic pension 10 yuan every month. Second, the monthly payment of 10 yuan basic pension to the elderly over 70 years old. (3) Where can the insured receive the basic pension? The basic pension is issued by the resident pension insurance agency. The insured person shall receive the basic pension at each business outlet of the bank with the bank passbook (card). (4) What procedures do the insured need to go through and what benefits can he enjoy when he dies after receiving the basic pension on a monthly basis? After the death of the insured, the basic pension will be stopped from the month after his death, and his relatives or interested parties should submit a valid death certificate to the social security service of the insured place within 30 days, and receive a one-time death grant according to the regulations. The standard is the pension benefits of the last month when I died multiplied by 12 months. (5) What should I do if there is a balance in my personal account after the death of the insured? The resident pension insurance agency shall, in accordance with the provisions, return the accumulated principal and interest balance of the deceased's personal account (excluding government subsidies) to the designated beneficiary or legal heir. At the same time, the basic pension will be suspended from the month of death and the pension insurance relationship will be terminated.