Zhenyuan County, Nanchuan Township, rural residents of social insurance-related issues

1, rural households can participate in the local rural cooperative medical care, the payment is very low, but the protection is not high, as long as the village to pay money on the line, without having to do what the procedures;

2, rural households can not participate in the social security of the individual; 3, rural households, if you work in the town, you can be united to participate in the social security by the unit, the formalities by the unit unified, without the need for personal handling;

4, you can consider participating in the commercial insurance company's insurance.

But you consider whether you should apply for this insurance or consider doing other types of insurance? Because as far as I know the pension insurance to pay fifteen years, when you retire before you can go every month to receive the due of those costs.

The following is my copy to you some related you look at know:

Rural social pension insurance is the state to protect all the farmers in old age the basic life of the system, is an important policy of the government. Its guiding ideology and basic principles are: the establishment of rural social pension insurance system, to start from the reality of China's rural areas, in order to protect the basic life of the elderly for the purpose; adhere to the funds of the individual contributions as the main, the collective subsidies as a supplement, the state to be supported by the policy; adhere to the self-help as the main, the mutual aid as a supplement; adhere to the combination of social pension insurance and the family old age; adhere to the rural farming, labor, business and other types of personnel social pension insurance The direction of the integration of social pension insurance systems for rural farmers, workers, businessmen and other categories of people is being upheld. Rural social old-age insurance is based on the principle of combining government guidance with the voluntary participation of the masses. The departments of labor and social security at all levels are the competent authorities for rural social pension insurance, and are responsible for the collection, filing, summarizing, and disbursement of pension insurance premiums, as well as other specific management operations.

Participants of Rural Social Pension Insurance

Farmers under 60 years of age, rural enterprise employees, rural conscripts, township recruited cadres, and other non-urban rural workers within the administrative area of the province are eligible to participate in Rural Social Pension Insurance in accordance with the location of their household registration.

Mobilization of the Rural Social Pension Insurance Fund

Rural social pension insurance premiums are to be paid by the insured either annually or in installments over the period of participation. If the contributions are paid in installments, the standard for the first payment is generally 200 yuan; if they are paid on an annual basis, the standard for the payment is 24 yuan.

The pension insurance organization prepares an insurance number for a participant in accordance with the regulations, and establishes an individual account for the participant based on his or her contributions.

When a participant enrolls in an insurance program, his or her employer shall, according to the actual situation, give the participant a subsidy of not less than 20% of the amount of his or her enrollment, and the subsidized portion of the employer's subsidy and the part of the individual's contribution shall be credited to his or her personal account together. If a participant moves to a different place, he or she may apply to have his or her individual account transferred to the pension insurance organization in the place where he or she moves.

Payment of Rural Social Pension Insurance Benefits

Participants begin to receive monthly, quarterly or annual pension insurance benefits the month after they reach the age of 60. The rate of payment is determined by the total amount of old-age insurance premiums accumulated in the participant's personal account.

The guaranteed period for receiving the pension is 10 years. If the participant is still alive at the end of this period, he/she will continue to receive the old-age insurance pension at the original rate.

If a participant dies during the period of payment of contributions or before he has received his old-age insurance pension for 10 years, the balance stored in his individual account shall be returned to the heirs or designated beneficiaries of his estate in a lump sum.

Management of the Rural Social Pension Insurance Fund

In accordance with the provisions of laws and regulations, the Rural Social Pension Insurance Fund shall be stored in a special account and earmarked for specific purposes. No unit or individual may misappropriate, equalize, encroach upon or directly invest in it. For those who falsely claimed the pension insurance fund, in addition to recovering the fraudulent pension insurance fund, the county-level labor security department shall impose a fine of less than 200 yuan.

Yunnan Province, rural one-child couples and two-woman ligation couples one-time pension insurance incentive pilot implementation measures

Article 1 In order to implement the basic national policy of family planning, reward the people who consciously implement family planning, explore the way of rural family planning pension insurance work, improve the benefit-oriented mechanism of family planning, and promote the smooth development of family planning work in the province, according to the Yunnan Provincial Regulations on Family Planning" and "Decision of the C*** Yunnan Provincial Party Committee and Yunnan Provincial People's Government on Strengthening Population and Family Planning Work and Further Reducing Fertility Levels", these measures are hereby formulated.

Second Article The rural one-child couples referred to in these Measures refer to those couples in which both parties are of the agricultural population, who voluntarily give birth to only one child throughout their lives, who have received the Certificate of Honor for Parents of a One-Child Child, and who have implemented effective birth-control measures; rural couples in which both parties are of the agricultural population, who give birth to only two girls in accordance with the policy, and one of the spouses has implemented the measures of birth-control.

Article 3 According to the level of economic and social development and family planning work in various places, in the spirit of point to point, the first pilot, the principle of gradual expansion, identified in 16 counties (cities and districts) to carry out the pilot, namely, Xundian County, Zhenxiong County, Zhanyi County, Chuxiong City, Huaning County, Kailuan City, Wenshan County, Jindong County, Jinghong City, Dali City, Lonyang District, Lucy City, Lijiang County, Laning County, Zhongxian County, Yun County. Pilot counties (cities and districts) are divided into three categories: one for Chuxiong City, Kaiyuan City, Dali City, Longyang District; two for Zhan Yi County, Huaning County, Jingdong County, Lamping County, Lijiang County; three for Jinghong City, Xundian County, Zhenxiong County, Wenshan County, Luxi City, Zhongdian County, Yun County.

Article 4 of the rural one-child couples and two-woman tie-up couples one-time pension insurance incentive (hereinafter referred to as the one-time pension insurance incentive), on the basis of continuing to implement the incentive policy stipulated in the Regulations, the use of the local government rural social old-age pension insurance agency (hereinafter referred to as the agricultural insurance agency) to insure the way. The standard for enrollment: 1,000 yuan for one-child couples (500 yuan for each couple); 500 yuan for two-woman married couples (250 yuan for each couple). Both husband and wife are insured, and the insurance benefit is available when the man reaches the age of 60 and the woman reaches the age of 55.

The premiums can be increased according to local conditions. The insured person can contribute additional premiums on his/her own, which will be credited to the insured person's personal account.

Article V of the one-time pension insurance incentives for the insured funds from the provincial, local and county finances according to the category of proportional to bear: a class of areas in the provincial treasury 30%, the local (state, city) and county (city, district) 70% of the treasury; two types of areas in the provincial treasury 40%, the local (state, city) and county (city, district) 60% of the treasury; three types of areas in the provincial treasury 60%, the local (state, city) and county (city, district) 40% of the treasury. 40%.

Districts (states, cities), counties (cities, districts), respectively, the proportion borne by the localities, states and cities to determine their own.

Article 6 The pilot work, under the leadership of the local people's government, shall be organized and implemented by the family planning department, with the active cooperation of the financial department.

Article 7 The family planning departments of the pilot counties (cities and districts) shall be responsible for examining and verifying the situation of the insured persons and applying for their insurance; supervising and inspecting the handling of the pension insurance situation; and doing a good job in the management and reporting of statistics and archival materials.

Article VIII of the financial sector at the beginning of each year, according to the family planning departments to develop the insurance plan, the insurance funds into the annual budget. Provincial and local (state and city) financial departments shall promptly allocate the subsidized funds to the pilot counties. The financial departments of pilot counties (cities and districts) shall, according to the insurance plans submitted by the family planning departments, timely allocate the insurance funds to the agricultural insurance agency.

Provincial, prefectural and county-level financial departments shall strengthen the supervision and inspection of the use of the insured funds to ensure that the pilot funds are earmarked for specific purposes, and strictly prohibit the retention, squandering, misappropriation, embezzlement and change of use of the funds.

Article 9: Upon receipt of the insurance premiums, agricultural insurance agencies shall issue to the insured person a Certificate of Contribution for Family Planning Pension Insurance, and promptly provide the family planning departments at the same level with information on the handling of family planning pension insurance, effectively strengthen the management of the pension insurance premiums, ensure the safety and value-addedness of the funds, and ensure that the pension is paid out on schedule.

Article 10: Any person who meets the conditions for the one-time pension insurance incentive shall apply in person, fill in the Application Form for Insuring Family Planning One-time Pension Insurance (hereinafter referred to as the Application Form) in triplicate, sign the Contract for Handling Family Planning One-time Pension Insurance (hereinafter referred to as the Contract) with the township and street family planning office, and fill in the insurance form, which shall be reported to the county-level family planning department for examination and approval by the township and street family planning office. The office shall report to the county-level family planning department for examination and approval, and the county-level family planning department shall act as the insured person and handle the insurance procedures with the agricultural insurance agency on a quarterly basis. If the insured person voluntarily increases the insured amount, he or she may go through the relevant procedures at the same time according to the regulations.

Article 11 couples who have applied for one-time pension insurance for family planning shall consciously implement the laws and regulations and policy provisions on family planning. Married women of childbearing age shall consciously accept regular ring and pregnancy checks in accordance with the regulations. In the case of couples in which two women have been ligated, if the woman implements ligation measures, she shall voluntarily undergo two quarterly pregnancy tests within six months; if the man implements ligation measures, the woman shall voluntarily undergo four quarterly pregnancy tests within one year.

Article 12: If an insured person gives birth to a child out of plan, or adopts another person's child in violation of family planning regulations, or gives birth to a child after getting remarried, or if his/her household registration is moved to a place outside of the province during the validity period of the insurance policy, his/her insurance incentive benefits will be automatically lost, and the insurance contract will be nullified at the same time. The insurance contract will be voided at the same time. The agricultural insurance agency will surrender the insurance policy with the certificate issued by the family planning department and the insurance policy. The surrender money shall be paid by the insured person to the county-level treasury.

Article 13 If the insured person's account is changed from "agricultural to non-agricultural", he/she can continue to enjoy the insurance incentive treatment. If the insured person is widowed and has not given birth to another child, he/she can continue to receive insurance benefits. If the insured person is divorced, he/she shall receive the insurance benefit according to the respective insurance amount of the insured person. If the insured person's hukou is moved within the province, the insurance relationship can be moved with the hukou.

Article 14 The insured shall not be insured if he/she does any of the following acts:

1. fails to implement the birth control measures in accordance with the regulations;

2. fails to fill in the Application Form, the Contract, or the insurance policy, or fails to provide the relevant information in accordance with the regulations.

Article 15 The insured shall be surrendered if he/she does any of the following acts and shall be held responsible in accordance with the relevant provisions of the Regulations on Family Planning of Yunnan Province:

1. Giving birth to a child out of the plan;

2. Adopting another person's child in violation of family planning regulations;

3. Failure to implement the birth control measures in accordance with the regulations;

4. The policy of unauthorized removal of intrauterine devices, or vasectomy (egg) tube reopening surgery.

Article 16 In case of interception, appropriation, misappropriation, embezzlement and changing the use of the insured funds, the person in charge of the unit concerned and the responsible persons shall be investigated for their responsibilities according to law.

Article 17 These Measures shall be interpreted by the Family Planning Commission of Yunnan Province.

Article 18 These Measures shall come into force on the date of promulgation.

References:

Personal opinions and help found on the Internet