Does social security payment have an impact on buying a house?

Social security payment will have an impact when buying a house. The time limit for non-registered households to pay personal income tax or social security when buying a house is adjusted to 5 years or more from the date of buying a house. It depends on local policies and regulations: 1. In some cities, buying a house requires paying social security for a certain period of time. If it is interrupted for one month, even if it is repaid, the time will be recalculated from the second repayment. However, if the conditions for continuous payment of social security have been met before the payment is cut off, even if the payment is cut off later, it will not have any big impact; 2. Some cities can buy a house as long as they pay a certain number of years of social security. For example, Changsha requires that you pay social security for 24 months within 30 months before you are eligible to buy a house. Therefore, it will be suspended for one month, no matter whether the money is repaid or not, as long as 24 months of social security is paid within 30 months, it will not affect the purchase of a house.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.