Can urban and rural residents pay for old-age care in one lump sum?

Pensions for urban and rural residents can be paid in one lump sum.

1, urban and rural residents' pension insurance allows one-time payment; Fixed file quota, voluntary choice of payment standard, annual payment, the lowest in the country is divided into five files, and the highest is divided into fourteen files;

2. Low-line areas range from 100-200 yuan to as high as Beijing 1000-9000 yuan; The payment amount can be changed halfway, and one-time payment is allowed in most areas;

Retirement at the age of 3.60 can be paid in one lump sum; Insurance before the implementation of the social insurance law, less than fifteen years can be extended to fifteen years, or a one-time supplement;

4. The payment of endowment insurance for urban workers depends on local policies and personal circumstances.

Provisions on supplementary payment of endowment insurance for urban and rural residents:

1. Payment object: applicable to the insured who fails to pay the endowment insurance premium for urban and rural residents in full and on time;

2. Repayment period: generally, unpaid insurance premiums in previous years are allowed to be repaid, and the specific period is determined by local policies;

3. Repayment procedure: The insured person shall apply to the local social insurance agency for payment, and pay the corresponding insurance premium as required;

4. Repayment amount: Calculate the amount to be repaid according to the payment grade and repayment period selected by the insured;

5. Impact of supplementary payment: After supplementary payment, the pension insurance account of the insured will increase the corresponding payment period, which is conducive to improving the future pension benefits.

To sum up, the pension insurance for urban and rural residents is allowed to be paid in one lump sum, and the payment standards are different in different regions. You can also choose to pay in one lump sum or extend the payment to fifteen years when you retire. The payment of endowment insurance for urban workers needs to be determined according to local policies and personal conditions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.