50-year-old retired social security deferred payment

Delayed retirement is only the delay of retirement age, which has nothing to do with the payment of pension insurance and does not affect the payment and calculation of pension. The more you pay for social security, the more you will get when you reach retirement age.

1, only the personal treatment of pension insurance is suitable for the payment of wages. The more you pay, the higher the payment index and the more pensions you receive when you retire. Although the payment used to be low, it is now high, and the average index is needed when calculating the treatment.

2. The pension insurance must be paid at least 15 years, and you can enjoy the pension for life until retirement. If you are a male, it is exactly 15 years from now to retirement, and you can guarantee to receive a pension every month after retirement; If you are a female (retired at the age of 50 or 55) and haven't paid 15 years by the time of retirement, you can apply for an extension of retirement to pay the unexpired years. After the formal retirement formalities, your monthly pension will not be affected. If you don't want to postpone retirement, you can also choose to pay in one lump sum.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.