Regret paying social security at the age of 27 Do I still pay? What is the impact of cutting off social security?

With the popularization of social security, people have realized the importance of social security to our lives. No matter our present life or our future life, we can provide some treatment. If I pay social security at the age of 27, do I regret paying it back? What is the impact of cutting off social security? If you are interested, come with me.

1. Regret paying social security at 27. Do I still pay?

Might as well keep handing it in. Nowadays, many young people around the age of 27 want to give up paying social security, mainly because their understanding of social security is not in place and they do not fully understand the benefits of social security. Social security includes unemployment insurance, maternity insurance, old-age insurance and medical insurance, each of which is very useful and will be paid a lot in the future.

If the economic pressure is great, you can stop paying first, find a job and pay social security as much as possible, and join the social security of flexible employees to ease your economic pressure. This way is undoubtedly the most cost-effective way. After all, the employer bears most of the expenses, and the individual only bears a small part of the expenses, or it is deducted from the salary, which has little impact on life.

Second, what is the impact of cutting off social security?

1, medical insurance: if the payment has not been paid for three consecutive months, it cannot be reimbursed;

2. Old-age insurance: it doesn't matter if you break off diplomatic relations, you can make up for it, but you can't get a pension until you pay 15 years;

3. Maternity insurance: those who have not paid the maternity insurance premium in full and continuously for 12 months cannot enjoy maternity insurance;

4. Work injury insurance: once it is broken, it will be invalid;

5. Unemployment insurance: The break-up will not be void, and the payment period can be accumulated.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning.

Third, do you have maternity insurance if you pay social security yourself?

Pay social security without maternity insurance. The reasons are as follows: maternity insurance is paid by companies and enterprises for employees; In order to ensure citizens to participate in social insurance, ensure citizens' right to enjoy social insurance, and enable citizens to share the fruits of labor, individuals can only pay maternity insurance themselves under the circumstances adopted by local governments.

Workers should participate in maternity insurance, the employer should pay maternity insurance premiums, and employees should not pay maternity insurance premiums. Maternity medical expenses include the following items: maternity medical expenses; Family planning medical expenses; Other project expenses.