Proportion of institutions paying five insurances and one gold

The payment ratio of five insurances and one gold in public institutions is as follows: pension insurance unit pays 20%, individual pays 8%, medical insurance unit pays 8%, individual pays 2%, industrial injury insurance unit pays 0.2%, maternity insurance unit pays 0.8%, unemployment insurance unit pays no individual 1%, and housing provident fund unit pays 1%.

What are the functions of five insurances and one gold respectively?

1. Old-age insurance: a social insurance system established by the state and society to solve the basic needs of citizens after retirement or early retirement due to old age;

2, medical insurance: medical insurance is to protect the sick, reduce economic losses, give some economic compensation insurance;

3. Maternity insurance: it is a social insurance system that the state provides medical services, maternity allowance and maternity leave for women who are about to give birth;

4. Work-related injury insurance: it is a social insurance system in which workers or their survivors suffer from accidental injuries or occupational diseases at work, or under specified special circumstances, resulting in temporary or permanent loss of working ability or even death, and the state and society provide material assistance;

5. Unemployment insurance: it is a social welfare system that employees can get unemployment relief, vocational training and job introduction from the society after they lose their jobs due to bankruptcy or dissolution of the company, so as to ensure that they can still have money to live and re-employment;

6. Housing accumulation fund: it is a state-owned welfare that integrates buying, renting and decorating, and the loan interest is still ultra-low.

Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC).

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 35

The employer shall pay the work-related injury insurance premium according to the total wages of its employees and the rate determined by the social insurance agency.