How much company paid accident insurance can still pay social security

The company's accident insurance and social security does not conflict with the company's accident insurance, you can still enjoy the company's employees to buy social security. Generally good companies do as a benefit to employees to send accident insurance, the specific how much this needs to be based on the actual cost of the company to buy, different insurance companies products, coverage is different, premiums are also different.

Normal company for employees to pay the social insurance, generally for the establishment of formal labor contract relations between employees to buy, is a mandatory insurance, including five types of insurance (pension, medical, maternity, industrial injury, unemployment).

Accident insurance, generally only commercial insurance companies for individuals or groups based on personal accident or third-party injury commercial insurance, can be divided into group accident insurance, or business employer insurance. Commercial accident insurance is non-compulsory, is the enterprise for part of the inability to purchase social insurance or more than the purchase of social insurance age, in order to transfer part of the enterprise compensation risk and the purchase of commercial behavior, some enterprises are to group accident insurance way to purchase, the beneficiary is generally employees, equivalent to an employee's welfare, some enterprises are to enterprise employer's liability insurance way to purchase, the beneficiary of this kind of insurance is the enterprise, but its claim conditions and conditions of the employer's liability insurance, and its claim conditions and conditions of the employer's liability insurance. The company's liability insurance is a kind of insurance, but the conditions and requirements for claim settlement are somewhat different from those of group accident insurance.

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