Job Recruitment Website - Social security inquiry - What are five insurances and two gold?
What are five insurances and two gold?
1, five insurances and two gold refers to five insurances and one gold plus enterprise annuity. One gold refers to the housing accumulation fund. Among them, endowment insurance, medical insurance, unemployment insurance and enterprise annuity refer to the supplementary endowment insurance system voluntarily established by enterprises and their employees on the basis of participating in basic endowment insurance according to law. It is an integral part of the multi-level old-age insurance system, which is jointly implemented by the macro guidance of the state and the internal decision-making of enterprises.
2. Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
2. What are the five risks in social insurance?
At present, China's social insurance mainly includes endowment insurance, unemployment insurance, medical insurance, industrial injury insurance and maternity insurance. Five insurances: old-age insurance, unemployment insurance, industrial injury insurance, maternity insurance and medical insurance.
Some companies with good benefits will give employees extra insurance, which belongs to the group insurance category of commercial insurance, and this insurance will be terminated immediately after employees leave their jobs. At this point, it is the first step to know what insurance you have in the company. Social security cannot replace commercial insurance, which is a good supplement to social security.
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