Payment standard of Xuzhou urban and rural medical insurance in 2024

The payment standard of Xuzhou urban and rural medical insurance in 2024 is as follows:

Medical insurance for residents 1, 440 yuan (including 20 yuan long-term insurance).

2.300 yuan, a college student (including 20 yuan Changhu Insurance).

In addition to individual contributions, residents' medical insurance financing also includes financial subsidies. In 2023, the financial subsidy for residents' medical insurance in 670 yuan was 1.76 times that of individual contributions. At the same time, in order to reduce the burden on families and help needy groups, the city's elderly people aged 70 and above, disabled people who have lost their ability to work (holders of the second-generation disabled card issued by the Disabled Persons' Federation and severely disabled people with disability grade I and II) and medical assistance objects are exempt from insurance premiums, and their personal contributions are fully funded by financial funds.

Medical insurance reimbursement methods are as follows:

1. Before seeing a doctor: Before seeing a doctor, you need to confirm the type and scope of your medical insurance, choose medical institutions and doctors that meet the medical insurance policy, and ensure that medical expenses can be reimbursed;

2. During medical treatment: during medical treatment, you need to fill in your basic personal information and medical conditions accurately, and provide your medical insurance card and related certification materials to doctors and medical institutions;

3. Reimbursement application: After seeing a doctor, you need to submit an application for reimbursement of medical expenses to the local social insurance management center or medical insurance office, and provide relevant medical expenses bills and supporting materials, such as outpatient invoices, prescription notes, medical records, etc.

4. Reimbursement review: medical insurance institutions review the application for reimbursement of medical expenses, check the information such as expenses and illness, and determine the proportion and amount of reimbursement;

5. Reimbursement payment: After approval, the medical insurance institution will pay the reimbursement amount to the applicant's bank account or medical insurance card.

To sum up, different regions and types of medical insurance may have different reimbursement methods, and the specific reimbursement process needs to be operated according to local policies and regulations. In addition, you need to carefully check your own medical insurance information and medical expenses when reimbursing, so as to avoid filling in wrong or false information, so as not to affect the efficiency and accuracy of reimbursement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.