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What is the customer service telephone number of medical insurance in Tonglu County?
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1, the difference between medical insurance and medical insurance
Medical insurance belongs to the category of social insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. Medical insurance is a kind of commercial insurance, which is operated by insurance companies and is profitable. Moreover, medical insurance is implemented by the state and the government, and individuals have no choice; Medical insurance, on the other hand, has strong autonomy, and individuals can freely participate and choose.
2. What is the difference between medical insurance and social security?
① Different concepts. Social security is the abbreviation of social insurance, which is a social and economic system that provides income or compensation for people who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons. Medical insurance is the abbreviation of medical insurance, which is the insurance to compensate the medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth.
② Different functions. Social security can provide economic security for the insured within the scope of basic medical insurance, basic endowment insurance, industrial injury insurance, unemployment insurance and maternity insurance. Because social insurance is a government act, it is mandatory. Medical insurance is mainly the guarantee that patients can pay medical expenses when they are sick.
3. How many years does it take for medical insurance to be enjoyed for life?
Under normal circumstances, social security needs to pay the pension fee of 15 years, and can only be enjoyed after retirement. However, the medical requirements of social security are generally long, and they will be required to pay for more than 20 years before they can enjoy it after retirement.
4. Can medical insurance be reimbursed in different places?
Medical insurance can be reimbursed in different places. If you need to be hospitalized, you need to report to the local medical insurance bureau for the record, and the local medical insurance bureau will handle the settlement of hospitalization expenses. If I can't come, I can also entrust an agent to handle the reimbursement. According to Article 39 of the Regulations on Basic Medical Insurance for Urban Workers, if retirees are treated in medical institutions in different places with the approval of social insurance agencies and have lived in different places for more than 1 year, their basic medical insurance benefits will be implemented in accordance with these regulations.
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