What if the social security card fails to open an account?

Failure type 1: wrong bank branch institution code.

Cause analysis: the organization code of the bank branch is wrong.

Solution: The cooperative bank verifies the organization code of the bank outlet and submits it to the county card service center, which corrects the organization code of the bank outlet in the collection system and reports it to the municipal bureau and the provincial office for application to modify the organization code of the bank outlet in the card management system. After the provincial card service center completes the modification, the county card service center submits the application for opening an account again.

Failure Type 2: The personal information of the insured is incorrect.

Cause analysis: The personal information (name, ID card) of the insured in the card management system is inconsistent with the personal information in the core system of the bank where the account is opened, which may be the personal information (name, ID card) of the insured in the core system of the bank or the personal information of the insured in the card management system.

Handling method: the county card service center distributes the list to the cooperative bank, and the cooperative bank conducts online verification to determine whether the error occurred in the bank core system or the card management system. If it is an error in the bank's core system, the bank will handle it, correct the error information in the bank's core system, and return the revised list to the county card service center. If there is an error in the card management system, the county card service center will verify the personal information of the insured person and correct the data in the collection system. Finally, the county card service center will resubmit the account opening application.

Failure type 3: the insured's status in the bank is abnormal.

Cause analysis: Because the insured broke his financial promise, he was listed in the list of broken promises by the bank and could not apply for opening an account.

Solution: After the cooperative bank checks the list and determines that it cannot open an account due to financial dishonesty, the county card service center will inform the insured to solve the problem of financial dishonesty before re-applying for social security card account opening.

Failure type 4: the insured has too many bank accounts.

Cause analysis: The bank stipulates that a person can only open four accounts in a bank. If the insured has opened more than four accounts in the cooperative bank, it will lead to the failure of opening social security card accounts.

Solution: The cooperative bank informs the insured to cancel the redundant account, and after handling, returns the list to the card service center, and finally the county and city card service centers resubmit the application for opening an account.