Can I still use my medical insurance card after my insurance is broken?

Payment of medical insurance benefits shall be suspended, and medical insurance benefits shall be suspended from the month following the date of suspension of payment. To put it simply, it is not to stop using it immediately, but to stop enjoying medical insurance benefits from next month. But it doesn't mean that the medical insurance card can't be used. Although the medical insurance has been suspended, the money in the personal account of the medical insurance card can still be used, which can only be used to buy medicine and see a doctor at the outpatient clinic. If you are hospitalized, you can't enjoy medical insurance reimbursement, and you have to pay for it at your own expense.

1. Can the medical insurance card still be used after the insurance is stopped?

1, stopped medical insurance for two months and could not continue to enjoy medical insurance benefits. If the insured wants to renew the payment, he needs to pay 180 days to enjoy the medical reimbursement policy. But if there is a balance in the medical insurance account, the balance can be used to buy medicine.

2. Legal basis:

Article 27 of the Social Insurance Law of People's Republic of China (PRC) stipulates that

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Second, does it constitute a crime to use a family medical insurance card to buy medicines for reimbursement?

1, using the family medical insurance card to buy medicines for reimbursement constitutes fraud. Need specific analysis, first, because the money defrauded is the state's money, and the state's financial money comes from citizens' tax income or payment income, they defraud medical expenses, and others may suffer losses. Second, if the fraudulent use of relatives to defraud medical expenses can be exempted, it may encourage more people not to pay social security and medical insurance, and the security funds will not survive.

2. Whoever commits this crime shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined;

3. If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined;

4. If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 60 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the employer shall declare and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.