The work unit has changed, and the money in the social security and medical insurance card accounts is useless.

Legal analysis: Personal medical account (personal medical insurance card) funds are mainly used for the following expenses:

1, basic medical expenses for outpatient and emergency departments;

2, the basic medical expenses for specific items of hospitalization and outpatient service, which should be paid by individuals;

3, with a hospital prescription to the medical insurance designated retail pharmacies to buy basic drugs in medical insurance coverage, or the cost of buying basic non-prescription drugs in medical insurance coverage.

Legal basis: Article 30 of the Social Insurance Law of People's Republic of China (PRC), the following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.