What is the minimum social security contribution base in Qingdao?

The minimum social security contribution base for Qingdao is sixty percent of the average salary, which is 3,269 yuan, and the maximum base is three hundred percent of the average salary, which is 16,346 yuan. At the same time, flexible employees can pay social security contributions according to different percentages, ranging from 60% to 300%.

One of the lowest social security contribution base in Qingdao is usually how much

(a) the enterprise in the staff, there are employees of individual business households

Minimum base 3269 yuan (the lower limit for the province's full caliber of the average wage of 60%)

Maximum base 16346 yuan (the upper limit for the province's full caliber of the average wage of 300%)

Note: At present, Shandong Province has not yet announced the average salary of the province's full caliber, in Shandong Province before the announcement of the relevant data, temporarily approved by the average salary of the province's full caliber with the contribution base of each contribution level and contribution calculation. To be announced in Shandong Province after the announcement of the average salary of the whole province, adjusted separately.

According to the data provided by the Provincial Bureau of Statistics, the average salary of the employed persons in urban units of the whole caliber of the province for the year 2018 (hereinafter referred to as the average salary of the whole caliber of the province) is 65,383 yuan.

(ii) Flexible Employed Persons

The annual spirit language employed persons declared the social security contribution base is divided into five proportional grades, which are 60%, 80%, 100%, 200%, and 300% of the previous year's average salary of Qingdao's in-service employees. Employed persons who need to adjust the proportion of grades of spirit language should declare within the specified time.

Contribution ratio

(a) enterprise workers

Pension insurance :unit contribution rate of 16%, the individual contribution rate of 8% ;

Medical insurance: unit contribution rate of 8.5%, the individual contribution rate of 2%

Unemployment insurance :unit contribution rate of 0.7%, the individual contribution rate of 0.3% ;

Industrial Accident Insurance :according to the industry category is divided into eight categories, namely 0.05%, 0.1%, 0.18%, 0.23%

, 0.28%, 0.33%, 0.4%, 0.48%, the individual employee does not contribute;

Maternity insurance and employee health insurance to implement a unified levy, maternity insurance fund into the employee health insurance fund, no longer a separate maternity insurance premiums.

(B) flexible employment

1 pension insurance: personal contribution of 20%;

2 medical insurance (including maternity): personal contribution of 9%.

(C) with employees of individual business households

Pension insurance :unit contribution rate of 12%, the individual contribution rate of 8%;

Medical insurance: unit contribution rate of 8.5%, the individual contribution rate of 2%

Unemployment insurance :unit contribution rate of 0.7%, the individual contribution rate of 0.3%;

Industrial Accident Insurance :according to the industry category is divided into eight categories, namely 0.05%, 0.1%, 0.1%, 0.5%, 0.1%, 0.1%, 0.1%, 0.1%, 0.1%, 0.05% and 0.05%, 0.1%, 0.1%, 0.0%, 0.1%, 0.1%, 0.0% and 0.0%.

Two, individuals for social security types

First, pension insurance

1, the amount of monthly pension insurance need to pay, in the time of the staff will give You calculate, is based on the local last year's social wage for the calculation of the individual businessman or other flexible employment in the participation of pension insurance, will be in accordance with the average monthly salary of on-the-job workers to pay 20% of the basic pension insurance premiums.

2. Pension insurance should be paid for a minimum of 15 years cumulatively. You must wait until you retire before you can apply for a monthly pension. Pension insurance is the more you pay, the more you get.

Second, medical insurance

1. If you are an urban resident, you can buy urban medical insurance by paying a fee and registering with the community committee or social security office under the jurisdiction of your household.

2. Rural residents can participate in the rural cooperative medical care, usually the village committee will notify when to pay, will be unified.

3. How you are self-employed to participate in the insurance, you can choose to build only the integrated fund, not to build a personal account, according to the local average monthly salary of the previous year 4.2% to pay the basic medical insurance premiums; you can also choose to pay 8% of the local average monthly salary of the previous year, the establishment of a personal account.

Personal social security refers to what we usually call to participate in social insurance in the name of the individual, according to the words of the document, it should be "self-employed workers, freelancers to participate in social insurance". The individual social security is a kind of basic protection for the future life.

Note

1, can only participate in the pension, maternity, medical insurance three insurance, can not participate in the work injury, unemployment insurance.

2, the insured person's initial contribution 6 months after the occurrence of major medical expenses, in order to enjoy the treatment of major medical insurance. The insured person who participates in the major medical insurance shall make contributions continuously without any interruption. If contributions are overdue for three months, it is regarded as a break. Before the interruption of five years of continuous contributions and has not been reimbursed for major medical expenses, the time before and after the time of its re-payment is calculated continuously; contributions less than five years or although five years but enjoy the treatment of major medical insurance, its re-payment, six months after the occurrence of major medical expenses, in accordance with the provisions of this approach to enjoy the treatment of major medical insurance.

And, only reimbursement of one-time hospitalization of medical expenses over 1300 yuan, outpatient emergency expenses are not reimbursed.

The only three types of social insurance that individuals can purchase are pension insurance, maternity insurance, and medical insurance. At the same time, different types of insurance, the contribution rate is different, the general social security contribution base will be calculated according to the annual average salary of employees. The old age insurance needs to be paid for fifteen years before you can receive the old age insurance after retirement.