How to transfer social security when changing units in Shenzhen?

1. You should apply for insurance, open an account (this is handled by the company) and pay social insurance in Shenzhen.

2. Apply for transfer to Shenzhen social security department-it is estimated that the hope of approval is slim, because your household registration is not in Shenzhen.

3. If the Shenzhen social security department agrees to accept it, go back to the Shanghai social security department to verify the previous payment length of service and issue a transfer-out certificate-Shanghai is happy for your transfer-out.

Why?

Because China's social security transfer can only be transferred to individual accounts, but not to unit contributions, and unit contributions are big, so the cities that receive the transfer are account losses. From the point of view of the city, it is not feasible to calculate and pay pensions based on local social wages without receiving the fees paid by the unit after retirement.

In the current policy environment, your rational choice is: don't turn. Instead, I opened a new social security payment account in Shenzhen and stopped insurance in Shanghai. Pay attention to the timing of both.

When you reach retirement age, apply for combined length of service and enjoy pension: if you have paid more than 15 years in Shenzhen, your length of service in Shanghai will be accepted.

Now the State Council is studying the free transfer of social security. You can wait until the policy is clear.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.