What does it mean to include current account in social security inquiry?

The balance over the years refers to the total amount of money since the establishment of the account, which is the result of no expenditure and deposit.

This year's balance refers to the total account balance of this year 12 months. The balance of the current year and the balance of previous years are usually social security accounts.

The account amount shown in. Under normal circumstances, the balance of the current year is used first, and then the balance of previous years is used, but when you are in hospital, it is straightforward.

Use the balance of the past few years.

The function of social security card

Social security card refers to the social security card used by Chinese people and is a tool for individuals to pay social security. Personal access

Paying social security can enjoy related benefits, such as receiving old-age insurance after retirement and using this card when seeing a doctor.

Medical insurance fund, unemployment insurance benefits when unemployed, maternity insurance. With the development of society, individuals

Not only can account details be carried out in offline institutions of social security.

The specific calculation method and application scope of the two are:

Account over the years = (the total amount of personal medical insurance payment this year+the amount of unit payment included in personal account-the pre-paid amount at the beginning of the year+the account balance at the end of the year-the deduction amount of the previous year+the adjustment amount of medical insurance this year+other insurance transfer amount) ×( 1+ interest rate);

Current year's account = next year's prepaid monthly account amount × 12+ individual account unit payment part included in the standard+[current year's liquidation amount (if it is negative this year)];

Scope of funds used in the current year's account and the previous year's account: In addition to the amount, the scope of use of these two accounts is also different. At that time, the money in the account can be used to pay for outpatient service, emergency treatment, pre-hospital first aid and drug purchase at designated retail pharmacies. Over the years, the money in the account can be used to pay for out-of-pocket medical expenses for outpatient and emergency services (including pre-hospital first aid), as well as the remaining medical expenses paid by additional funds, medical expenses purchased by designated medical pharmacies, medical expenses below the floating standard line for hospitalization, out-of-pocket medical expenses above Qifubiaozhun, serious outpatient illness and medical expenses for family beds.

To sum up: the balance of social security account in the current year refers to the balance in social security account at the end of a certain year, including the balance of endowment insurance account and medical insurance account. The balance of the social security account in the current year can usually be used to pay social security fees and enjoy social security benefits.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.