What is social insurance?

Question 1: What is social security? There are two ways to deal with social security:

Pay in the name of 1: you need to apply to the social security bureau where your account is located. Procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc. And can only apply for pension and medical insurance.

How much to pay is calculated according to the local social wage of the previous year, which is different every year. For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year. In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly. In addition, the minimum payment period of old-age insurance is 180 months, that is, 15 years, and medical insurance needs to pay at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as you renew your fees, you can usually).

Purchase social insurance as agent payment:

The unit will bear a large part of the expenses, thus reducing the pressure on individuals to pay.

Treatment conditions:

Household registration personnel in this Municipality and non-household registration personnel who enjoy social security and other social services in this Municipality according to law, as well as foreigners, stateless persons and personnel from Taiwan, Hong Kong and Macao who are employed in this Municipality and participate in social insurance according to law.

Handling materials:

Unit application: social security card application form, unit staff roster, household registration book or ID card;

Personal application: the applicant's valid household registration book or identity card;

Processing flow:

1, unit application:

(1) The unit goes to the social security card service outlets to get the application form, and organizes employees to fill it out;

(2) The staff will input the information in the form into the system, make a card and notify the applicant to get the card;

(3) Unit recipients receive citizen cards and issue them to employees.

2. Individual application:

(1) The applicant submits the above processing materials and fills in the application form;

(2) The staff will input the information in the form into the system, make a card and notify the applicant to get the card;

(3) The applicant holds the ID card and other materials to the citizen card service outlets to collect the card.

Question 2: What is social security? What's going on here? Social security is introduced by the state to solve the most basic living security and welfare of ordinary people.

Social security includes five insurances 1 gold, namely pension, medical care, work injury, maternity, unemployment insurance and provident fund.

Enjoy whatever you buy, such as buying old-age insurance before you can apply for a pension; If you buy unemployment insurance, you can only receive unemployment allowance if you are unemployed in the future.

We can't simply say that having social security means that everything is insured, depending on what is insured.

Well, the minimum payment period of endowment insurance is 180 months, which is 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. Medical insurance needs at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as the fee is renewed, it is also possible at ordinary times).

The current retirement age is 60 for men and 55 for women. Of course, under special circumstances such as engaging in high-risk work and losing the ability to work, you can apply for early retirement and receive pension benefits.

There are two ways to deal with and renew social insurance:

(-) To pay fees in the name of an individual, you need to apply to the social security bureau where your household registration is located. Insurance procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc. And can only apply for pension and medical insurance.

How much to pay is calculated according to the local social wage of the previous year, which is different every year.

For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.

In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly.

(two) or to purchase or renew social security. It is a foreign hukou, and social security can only be purchased through the unit.

In addition, if we apply for social security, it is better for the second unit to pay it, because the unit will bear a large part of the expenses for us, thus reducing the pressure on our own payment.

Question 3: What information does the company need to bring to help employees apply for insurance in the Social Security Bureau? What are the procedures? The procedures for enterprises to apply for social insurance for the first time are as follows:

First, enterprises need to carry the following documents:

1. Copy of the ID card of the legal representative of the unit and affix the official seal;

2. Copy and original of the organization code certificate with official seal;

3. Copy and original of business license (one copy each).

Second, others need to carry:

1, official seal;

2. Employee declaration form;

3. Add two one-inch color photos of the insured and a copy of the ID card;

4. agricultural registered permanent residence personnel provide a copy of agricultural registered permanent residence (the first page of the copy and my page);

5. The new personnel go to the USB flash drive at the same time.

Employers can only declare and pay social insurance premiums after handling social insurance registration, and cannot pay them forward.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.

The social insurance plan is organized by * * *, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

Question 4: Of course, it is how individuals pay social security.

There are two ways to deal with and renew social insurance:

(-) To pay fees in the name of an individual, you need to apply to the social security bureau where your household registration is located. Insurance procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc. And can only apply for pension and medical insurance.

How much to pay is calculated according to the local social wage of the previous year, which is different every year.

For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.

In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly.

In addition, the minimum payment period of old-age insurance is 180 months, that is, 15 years, and medical insurance needs to pay at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as you renew your fees, you can usually).

(two) or to purchase or renew social security. It is a foreign hukou, and social security can only be purchased through the unit.

In addition, if we apply for social security, it is better for the second unit to pay it, because the unit will bear a large part of the expenses for us, thus reducing the pressure on our own payment.

Question 5: What is endowment insurance? Is endowment insurance social security? The relationship between social security and old-age insurance is inclusive and inclusive. It's different.

First, social security: the full name is social insurance. Generally, it includes five parts: endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance.

Second, the old-age insurance: It can be seen that it is only a kind of social security, and it is an insurance to prevent people's bleak life in their later years.

Endowment insurance cannot be purchased separately.

When a person has participated in social security 15 years, he can enjoy the welfare of old-age insurance when he retires.

Question 6: What is the difference between community social security and social security run by the unit? 1. Did you have two insurances in the community? ! It is the same as the social security nature of the unit. On our side, their cards are all universal. Ferocious

2. If a company invests in social security for you, you can choose to stop the social security of the community and directly invest in the company.

This policy varies from region to region. Please consult the local office first.

Question 7: Some employees of our company have been paid, but they do not require insurance. Now the Social Security Bureau has come to check our social security payment. What should our company do? 5 points to see if there is a labor contract or something to prove that it is a labor relationship.

However, if an individual must be repaid during verification, it must be paid from his salary.

Question 8: Why do I have to pay old-age insurance when I go to the Social Security Bureau?

1. Pay back the insurance at the social security agency where the insurance relationship is paid, and bring my ID card and UnionPay card on the 5th of each month;

2. Last year, the lower limit was 1.36 yuan, and the contribution rate of endowment insurance was 20%. 4 months is 1088 yuan;

3. After the company pays the insurance, the individual can't pay it back;

If the company has paid the insurance, it can't be paid by individuals.

Question 9: Is social insurance run in the community, in the street or in a social security bureau? The social security of the unit is handled by the unit for you, so don't worry about it!

Personal social security is handled by the social security bureau itself!

Rural social security is handled in the village Committee and urban residents' social security is handled in the street!

Question 10: Social Security Bureau handles insurance transfer. How to deal with it. Provincial social security transfer process 5 points:

First, the basic principles of social security transfer in the province

(a) the principle of corresponding rights and obligations. The insured person pays the insurance premium in each insured place according to the regulations, and the pension insurance benefits are calculated according to the payment situation. 、

(2) the principle of responsibility. Each insured place is responsible for saving the insured person's insurance payment information, and calculating the payment responsibility of the old-age treatment in sections.

Two. Applicable object of social security transfer in the province

(a) according to the provisions of the "Regulations on Social Endowment Insurance in Guangdong Province", these Measures shall be applicable to the insured who have participated in the basic endowment insurance for employees of enterprises in different places (listed at prefecture level) and have not received the basic endowment insurance benefits before the implementation of these Measures.

(two) if the insured person transfers the pension insurance relationship across provinces (autonomous regions and municipalities), it shall be handled in accordance with the relevant provisions of the state.

Third, the transfer of pension insurance relationship

After the insured person continues to participate in the insurance in the new employment place, he/she will get the old-age insurance certificate from the agency in the original insurance place, and hand it over to the social insurance agency in the new insurance place to continue the old-age insurance relationship and put it on record. The social insurance agency of the original insured place shall issue a certificate of endowment insurance to the insured person.

Four, the province's social security transfer account transfer

In the transfer of the insured's old-age insurance relationship at the same time, the social insurance agency of the original insured place should transfer the amount of personal account storage, the amount of deemed payment account storage and the total local pension to the new insured place.

Five, the application and payment of basic old-age insurance benefits

When the insured person meets the conditions for receiving the basic old-age insurance benefits, the social insurance agency in the last insured place shall go through the application and review procedures, and issue the annual adjustment and increase of the basic old-age insurance premium, basic pension and death pension.

Six, the basic old-age insurance benefits calculation method

When the insured person meets the conditions for receiving the basic pension, the basic pension shall be calculated and paid in sections according to the payment period (including deemed payment period) and the average payment level of the insured person in different insured places in the province, and according to the regulations. The annual adjustment of the basic pension is based on the standard of the last insured place.

If the insured who receives the basic pension dies, the death treatment shall be implemented according to the standard of the last insured place.

Inter-provincial social security handling process:

I. Information required:

1. When the social security agency in the receiving place issues the acceptance letter, it must provide the ID number of the transferor, the name of the transfer-in bank of the social security agency and the social security account number of the transfer-in place.

2. I must go to the company to handle the social security transfer formalities with the admission notice, social security manual and termination of the contract. Wanjia Shi Sheng Human Resources Company will hand it over to the transferor when handling the transfer formalities.