Provisions on the proportion of five insurances and one gold for rural hukou in Shanghai

The social security "five insurances and one gold" that everyone often talks about includes medical insurance, endowment insurance, industrial injury insurance, unemployment insurance, maternity insurance and housing accumulation fund. This is the most basic social security, almost everyone will be involved, just because of cross-regional work or the difference between urban hukou and rural hukou, it looks different. Today, I would like to tell you briefly whether the proportion of five insurances and one gold in Shanghai's rural hukou is different from that in Shanghai's urban hukou. 1. Does the rural household registration in Shanghai pay five insurances 1? Rural registered workers in Jin Shanghai should participate in the basic social insurance (five insurances) for urban workers in this city, in which employers pay pension, medical care, maternity, work-related injury and unemployment insurance according to regulations, and individuals pay pension, medical care and unemployment insurance. Since March 20 15 and 1 year, Shanghai has implemented a unified unemployment insurance system for urban and rural workers. Where an employer employs rural registered personnel in Shanghai, all units and individuals shall pay unemployment insurance premiums in accordance with the payment ratio consistent with that of urban registered personnel. After participating in the unemployment insurance, if the rural household registration personnel in this city are unemployed, they can register for unemployment and enjoy the same unemployment insurance benefits as the urban registered unemployed. Shanghai rural hukou can pay five insurances and one gold, while migrant rural hukou workers can only pay three insurances and one gold. 2. The payment base and proportion of five insurances and one gold for rural hukou in Shanghai are 1, and the proportion of endowment insurance units in Shanghai social security payment standard is 21%; Individual contribution ratio: 8% medical insurance unit contribution ratio:11%; Individual contribution ratio: 2% unemployment insurance unit contribution ratio:1.5%; Individual contribution ratio: 0.5% maternity insurance unit contribution ratio:1%; Industrial injury insurance individuals do not bear the payment, and the unit payment ratio: 0.5%; According to the latest news released by Shanghai Human Resources and Social Security Bureau, the social security payment bases from April 1 to March 3 1 were 15 108 yuan (three times the average monthly salary of employees in Shanghai last year) and 3,022 yuan (60% of the average monthly salary of employees in Shanghai last year). Note: The upper limit of the individual contribution base of employees in a unit is 15 108 yuan, and the lower limit is 3022 yuan. The unit payment base is determined by the sum of individual monthly payment bases in the unit. 2. Shanghai housing provident fund deposit base and deposit ratio (1) The deposit ratio of housing provident fund is the same as that of employees themselves, unit housing provident fund and supplementary housing provident fund. That is, the housing provident fund deposit ratio is still 7% each; The proportion of supplementary housing provident fund deposit is still 1% to 8% respectively, and the specific proportion is determined by each unit according to the actual situation. Units that have real difficulties in depositing housing provident fund may apply for reducing the deposit ratio (the deposit ratio of employees and units shall not be lower than the prescribed minimum deposit ratio, taking a positive integer) or holdover housing provident fund, and then increase the deposit ratio or repay the holdover amount after the economic benefit of the unit improves. (2) The deposit base of housing provident fund has been adjusted from the average monthly salary to the average monthly salary since July 1. Employees who have joined the work since June 65438+ 10 1 shall take the monthly salary income of employees in the second month or the average monthly salary actually paid since they joined the work as the deposit base of housing provident fund. Workers newly transferred from June+10/October 1 June 65438 shall take the monthly salary paid after transfer or the actual average monthly salary paid as the base of their housing accumulation fund. (3) The upper and lower limit of the monthly deposit of housing provident fund is 1.970 yuan, and the upper limit of the monthly deposit of housing provident fund for urban individual industrial and commercial households and their employees and freelancers is 3,378 yuan. According to the deposit ratio of 7% of employees and units, the minimum monthly deposit of housing provident fund is 204 yuan. The lower limit of the monthly deposit of housing provident fund for urban individual industrial and commercial households and their employees and freelancers shall be implemented with reference to this standard. To sum up, the ratio of five insurances and one gold for rural hukou in Shanghai is the same as that for urban hukou in Shanghai. The payment ratio is: medical insurance, 2% for individuals and11%for companies; Endowment insurance, 8% for individuals and 21%for companies; Industrial injury insurance, the company pays 0.5%, and the individual does not pay; Housing provident fund, companies and individuals each pay 7%. Of course, the specific proportion is determined by each unit within the scope of laws and regulations.