How much is the annual cost of newborn medical insurance?

According to the latest policy of Shanghai neonatal medical insurance in 2023, the individual payment standard of neonatal and child medical insurance is one year 150 yuan. Children's medical insurance is aimed at children under the age of 18, and it also belongs to residents' social security. Children can enjoy social security benefits in accordance with the law during the medical insurance year. Children who can participate in medical insurance in Shanghai, in addition to children with local household registration, minor children who hold Shanghai residence permit and reach the standard value of points can also participate.

When the newborn completes medical insurance 1-3 months after birth, the medical insurance benefits can take effect from the month of birth. If it is more than 3 months and not more than 1 year, the benefits will take effect from the following month. For example, after birth 1 day, enjoy it from the following year 1 day. The following is the information you can learn about neonatal medical insurance:

1. The individual payment standard for children's medical insurance is 150 yuan for one year, and the guardian of the insured person shall bear 75 yuan and the municipal finance shall subsidize 75 yuan;

2. Children who participate in the purchase of social security cards for the first time also need to pay the social security card business card printing fee, and each card is 20 yuan;

3. Parents bring the materials needed for newborn medical insurance to the nearest social security agency to apply, which will be audited by the agency and paid after the approval;

It is best for newborns to apply for medical insurance within three months of birth, so that the medical expenses incurred before can also be reimbursed.

The payment time of neonatal medical insurance varies from place to place, and the effective time is also different. In some areas, medical insurance is separated from urban and rural areas, and the insurance premium will be different. Therefore, if you want to know the accurate payment standard of medical insurance, you'd better consult the local social security center.