Where can I check the five insurances and one gold paid by the company?

The five insurances and one gold paid by the company are as follows:

1. Inquire about social security center or housing provident fund management center.

Social security inquiry: If you don't know your social security account number, you can bring your ID card to the business halls of social insurance agencies in various districts to inquire.

Housing provident fund inquiry: You can inquire at the housing provident fund management center and district offices.

2. Online inquiry

Social Security Inquiry: Log in to the labor security network, human resources and social security network or social insurance business website of your city, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (the password is your social security number or the date of birth of the ID card) to inquire my insurance information.

Housing provident fund inquiry: Log on to the website of the local housing provident fund management center and enter the employee ID number or employee account number to inquire about the institutional setup, policies, hot issues, employee deposits, loans and other detailed information of the housing provident fund center.

3. Telephone enquiry

Social security inquiry: you can call the national unified social security telephone or the social security center of your city for policy consultation and personal social security information inquiry.

Housing accumulation fund inquiry: Call the telephone number of housing accumulation fund inquiry or the telephone number of local housing accumulation fund management center, and follow the voice prompts to inquire about the current balance, deposit month and monthly deposit amount of employees.

4. Touch screen query

Social security inquiry: If there is a social insurance touch screen inquiry system in the business hall of social insurance agencies in each district, swipe your card or enter the card number or ID number according to the screen prompts for inquiry.

Housing accumulation fund query: enter the employee account number or employee ID number registered in the system, and then enter the employee personal account interface. Click on the menus such as provident fund information query, provident fund deposit details query, loan information query and loan repayment information query to find the basic information of employee deposit and loan.

5. Co-branded card inquiry

The formalities for employees to normally deposit the joint card of housing provident fund shall be handled by the unit manager. The joint housing provident fund card has the dual functions of saving and housing provident fund inquiry, and can be self-inquired at ATMs of card-issuing banks.

Second, the contribution rate of five insurances and one gold.

The payment amount of five insurances and one gold varies from region to region, and the base is the total wages. Five insurances are also called five guarantees, social security, medical insurance, unemployment insurance, industrial injury and maternity insurance, and housing accumulation fund. Among them, social security and medical insurance in the five guarantees should be paid by individuals, and housing provident fund should also be paid by individuals.

Monthly payment amount = monthly payment base? Payment coefficient (Note: the monthly payment is the insurance amount paid in the current month, and the monthly payment base is the taxpayer's pre-tax salary. The payment coefficient is the corresponding payment coefficient of different people in different regions according to the national regulations every year. )

Third, the benefits of paying five insurances and one gold.

1. The more individuals pay, the more the unit will invest for you. Five insurances and one gold, the more individuals deduct each month, the more the unit will give you. Generally speaking, the unit invests five insurances and one gold for an employee every month, which is several times the amount deducted by the employee in that month.

2. Paying social security accumulation fund is tax-free. Personal income tax is not deducted from social security accumulation fund payment, personal income tax is not deducted from welfare collection, and interest tax is not deducted from special account. But if it is paid to me as a salary, personal income tax will be deducted, and if it is deposited in the bank, there will be interest tax.

3. Receive a monthly pension to make the life of the elderly stable and reliable. Pay the old-age insurance to reach the minimum age, and after reaching the statutory retirement age, you can apply for retirement and receive a monthly pension. Pensions can be received after death, and will only increase with the improvement of social living standards, and the amount of capital increase will be adjusted every year, which can ensure the stability and reliability of old age life.

4. You can get medical insurance reimbursement. If the on-the-job payment reaches the minimum age, after retirement, you can no longer continue to pay the basic medical expenses and enjoy medical insurance benefits higher than on-the-job reimbursement.

5. Reimbursement of maternity expenses. Payment of maternity insurance can reimburse the expenses of prenatal examination, family planning operation and delivery operation. Moreover, the maternity insurance premium is entirely borne by the unit.

6. Receive unemployment benefits. Paying unemployment insurance can get unemployment insurance and other subsidies when you are unemployed. Unemployment insurance is a kind of policy insurance, which is usually not available in commercial insurance companies.

7. Compensation for industrial accidents. Pay industrial injury insurance, and you can get compensation in case of industrial accident or occupational disease. Not afraid of 10 thousand, just afraid of one thousand, especially some major accidents, don't worry about small companies defaulting. Moreover, the work-related injury insurance premium is entirely borne by the unit.

8. The housing provident fund loan interest rate is low. Paying the housing provident fund is equivalent to the unit depositing a tax-free income in proportion with you, which can be used for housing-related purposes. If you don't use it up at work, you can also take it out once after retirement. In addition, the housing provident fund loan interest rate is lower than that of commercial loans.

9. Best proof of years of service. After the implementation of the unified account pension insurance payment system, the actual payment period of social insurance has become the most convincing proof of enterprise service. More and more social security payment certificates are needed, such as proving social services to confirm the days of paid annual leave, for example, loans need to be paid in local social security for more than one year when real estate is regulated.

10. Anti-inflation. Don't worry too much about inflation or currency depreciation, because the pension treatment plan consists of two parts, and the personal account pension is completely formed by individual contributions. This branch has the same inflation risk as bank deposits. The basic pension is linked to the average wage of local society and the average wage of individual indexation, which is itself anti-inflation. After retirement, it will increase its capital every year with the local economic level. The more you pay, the longer you pay, and the higher the level of pension benefits after retirement.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.