How many years has social security been paid? Can I refund all the money I paid when I die?

Yes, but not all. However, the balance of social insurance personal account can be inherited. According to the law, if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions.

What about old-age insurance when people die?

1, can inherit personal account pension.

2, enterprise employees pay endowment insurance premiums, divided into unit payment and individual payment.

3, the basic old-age insurance premium paid by the unit, generally about 20% of the social security base, directly into the overall account; Individuals pay 8% of the social security base and enter the account.

4. After retirement, the insured person begins to receive a pension, which is divided into two parts: basic pension and individual pension.

5. The basic pension comes from the overall fund, which is related to the local wage level, payment period and other parameters.

6. Personal pension, that is, the accumulated part of personal account, is collected in n months. If he dies only one month after receiving it, the balance of his personal account can be inherited according to laws and regulations.

7. If the employee participates in the social security of the unit, the heir can inherit the employee's personal account and interest; If an individual is insured, the heir can take away all the old-age insurance premiums paid before.

Legal basis:

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.