Can maternity insurance be supplemented?

Legal analysis: maternity insurance is generally not payable. If the employer pays maternity insurance premiums for its employees, their employees shall enjoy maternity insurance benefits; Do not pay, workers do not enjoy the corresponding treatment during childbirth, generally can not pay.

Maternity insurance refers to a social insurance system in which the state and society provide living security and material assistance to pregnant women who temporarily stop working through legislation. Maternity insurance benefits women mainly in two parts: maternity medical expenses and maternity allowance.

Maternity medical expenses include birth check-up, termination of pregnancy, delivery expenses during delivery hospitalization, operation expenses, hospitalization expenses and medicine expenses. After delivery, if it is a disease caused by delivery, medical expenses can also be reimbursed. In addition, there are family planning medical expenses.

Maternity allowance includes basic maternity leave, prenatal examination, prenatal rest and breastfeeding leave.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Article 56 Employees may enjoy maternity allowance in accordance with state regulations under any of the following circumstances: (1) Female employees enjoy maternity leave when giving birth; (2) Enjoy family planning operation leave; (3) Other circumstances stipulated by laws and regulations. Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.