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How to apply for social security for foreign accounts?

Foreign hukou needs to establish labor relations with local employers, and employers can handle social security for employees, or those who belong to individual industrial and commercial households can only handle insurance, but not personal insurance.

Process of handling social security card:

1, go to the photo studio to get the social security card receipt, take the social security card receipt, and when you get to the bank, the bank staff will tell you how to fill it out and make a copy of the front of your ID card.

2. After going to the bank, tell the bank staff that you want to apply for a social security card. He will ask you to fill out two forms first, and then ask others. He will help you paste a copy of your ID card and receipt on two forms.

3. Go to the counter and press the customer service signature of the bank, as well as the personal account opening and electronic banking service application form and the social security application receipt meeting. Customer service will tell you to take the original ID card and social security application receipt to the bank to get the card after half a year.

Five characteristics of social insurance:

1. The objective basis of social insurance is the risks existing in the labor field, and the insurance standard is the worker himself;

2. The subject of social insurance is specific. Including workers (including their relatives) and employers;

3. Social insurance is compulsory;

4. The purpose of social insurance is to maintain the reproduction of labor force;

5. The insurance fund comes from the payment and financial support of employers and workers.

The main functions of social insurance:

1, the function of stabilizing social life

2, the function of redistribution

3. Functions of promoting social and economic development: First, the social insurance system plays an important role as an important tool for demand management, thus playing an active role in the economy. Second, the effective use of social insurance funds can promote sustained economic prosperity.

The main differences between social insurance and commercial insurance;

1, achieving different purposes.

Social insurance is the basic guarantee for social members when necessary, not for profit; Commercial insurance is the commercial operation of insurance companies, aiming at profit;

2, the implementation is different.

Social insurance is compulsory according to national legislation, while commercial insurance follows the principle of "freedom of contract" and is voluntarily insured by enterprises and individuals;

3. The subject and object of implementation are different.

Social insurance is raised, managed and distributed by special institutions set up by the state, targeting social members within the legal scope; Commercial insurance is managed by insurance companies, and the applicant can be anyone who meets the underwriting conditions;

4. Different protection levels.

Social insurance provides the most basic protection for the insured, which is higher than the social poverty line and lower than 50% of the average social wage, with a low degree of protection; The level of protection provided by commercial insurance depends entirely on the agreement of both parties and the amount of premium paid by the insured. As long as the insured meets the insurance conditions and has a certain ability to pay, he can get a high level of protection.