Job Recruitment Website - Social security inquiry - What is the impact of social security payment for two months?
What is the impact of social security payment for two months?
1, which affects the amount of pension. Pension insurance must be paid for 15 years, and you can enjoy lifelong pension after retirement. Although the interruption of payment for several months will not affect the accumulation of payment years at retirement, if social security is often interrupted, it is likely that the accumulated payment years will not reach the prescribed standard at retirement, which will affect the collection of retirement pension;
2, affecting medical insurance, social security contributions from the second month, medical insurance can not reimburse medical expenses. Medical insurance has been paid off for more than 3 months, and it takes a certain period of time to enjoy medical insurance benefits;
3. Maternity insurance cannot be reimbursed. Maternity insurance reimbursement requires continuous payment for 9 months or cumulative payment 12 months, and it is still paid in the month of childbirth. If the maternity insurance is paid off, it may lead to the inability to reimburse the expenses incurred in childbirth when there is a demand for childbirth.
Legal basis:
Article 10 of People's Republic of China (PRC) Social Insurance Law
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
Article 11
The basic old-age insurance combines social pooling with individual accounts.
The basic old-age insurance fund consists of employers, individual contributions and government subsidies.
Article 12
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.
Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.
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