Adjustment of social security payment in Yuhang community

Hangzhou Yuhang Social Security New Deal: Different payment standards in different situations.

This adjustment is based on the newly issued Notice of Hangzhou Municipal People's Government on Printing and Distributing the Measures for Basic Old-age Security in Hangzhou and the Detailed Rules for the Implementation of the Measures for Basic Medical Security in Yuhang District of Hangzhou.

Different situations, different payment standards.

1: flexible employees

The new payment standard stipulates that the basic old-age insurance for flexible employees is based on 2673- 1002 1 yuan/month, with the payment ratio of 18% and the payment amount of 481.14-/kloc-. The basic medical insurance payment base for employees is 2673 yuan/month, the payment ratio is 7.5%, and the payment amount is 200.48 yuan/month; The medical aid for major diseases is 3 yuan ∕ month.

Therefore, in 2065438+2004, the minimum social security payment standards for flexible employees are: endowment insurance premium of 48 1. 14 yuan/month, medical insurance premium of 203.48 yuan/month, and the two insurances total 684.62 yuan/month.

2. Individual industrial and commercial households

The payment base of individual industrial and commercial households is determined according to the average monthly actual income (average monthly salary) of the insured in the previous year. Last year's average monthly actual income (average monthly salary) is lower than 80% of the province's average monthly salary of employees in the previous year, which is approved by 80%; If it is higher than 300%, it will be approved by 300% (generally, the average monthly salary of employees in the province in the previous year will be announced in May each year, and it will be levied according to the average monthly salary of employees in the province in the previous year). From 20 14 1 May, the pre-levy range of individual payment base is 2673 yuan to 1002 1 yuan.

Payment ratio: the pension insurance payment ratio is 18%, of which 10% is borne by the employer and 8% by the employees; Medical insurance 10.5%, of which 8.5% is borne by the employer and 2% by the employees; Serious illness relief in 3 yuan shall be borne by employees every month; Work-related injury insurance shall be borne by the employer by 0.5%; Maternity insurance shall be borne by the employer1.2%; 2% of unemployment insurance is paid by the employer, and 1% is paid by non-agricultural household registration employees (agricultural household registration employees do not need to pay individual unemployment insurance).

Therefore, the minimum advance payment for individual industrial and commercial households from 20 14 years 10 to May is 890.45 yuan/month (including 863.72 yuan/month for agricultural household registration employees), and the minimum payment will be adjusted after the release of the average monthly salary of employees in the province in 20 13 years.

3. Business department

Enterprise unit payment base: the unit payment base is calculated and determined according to the total wages of all employees in the current month; The individual payment base of employees is calculated and determined according to the average monthly salary of the previous year, and the new employees in that year are determined according to the first month's salary income; When calculating the payment base, if the average monthly salary of employees is lower than 60% of the average monthly salary of employees in the whole province in the previous year, it shall be approved by 60%; More than 300%, according to 300% approved.

Payment ratio: the pension insurance payment ratio is 22%, of which 14% is borne by enterprises and 8% by employees; The proportion of medical, maternity and unemployment insurance payment is consistent with that of individual industrial and commercial households, and the proportion of industrial injury insurance payment is determined according to the industry where the enterprise is located.

Before the publication of the average wage of employees in the province in 20 13, the minimum amount of personal social security expenses for employees was 223.55 yuan/month (including 203.50 yuan/month for agricultural household registration), and it was adjusted after the publication of the average wage of employees in the province in 20 13.

Pay in time to ensure full deduction.

If the employer fails to pay the medical insurance premium for employees according to the regulations, which leads to the interruption of insurance participation, the employer shall pay it back according to the regulations; The employing unit shall resume the medical insurance benefits of employees from the month following the full payment of the medical insurance premiums owed by employees. The medical expenses incurred by the insured during the interruption period shall be borne by the employer except the part that should be borne by the individual. To this end, the District Human Resources and Social Security Bureau warmly reminds that in order to safeguard the legitimate rights and interests of the insured, the insured units must pay social insurance premiums for employees on time and in full.

Insured persons shall pay social security fees in time, among which flexible employees and employers of individual industrial and commercial households who choose to withhold and remit shall leave enough balance in their bank accounts for payment, so as to ensure timely and full monthly withholding.

If individual industrial and commercial households apply for employment subsidies and social security subsidies, and the amount of social security payment account is insufficient, and the payment method is "local tax withholding", please pay the insufficient part at the corresponding window of local tax first; If the payment method is "withheld by Yuhang District Rural Commercial Bank", please go to the window of Human Resources and Social Security Bureau of District Citizen's Home nearby, print the payment form of Yuhang, Pingyao or Tangqi Human Resources and Social Security Office, and then pay at the window of Yuhang District Rural Commercial Bank before going through the application procedures.

If the insured person suspends or terminates the insurance in Yuhang District, please go to the window of the Human Resources and Social Security Bureau of the District Citizen's Home in time, and go through the formalities of stopping insurance or withholding cancellation at the bank outlets of Yuhang, Pingyao or Tangqi Human Resources and Social Security Institute.

References:

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.