How much does Shanghai need to pay for social security at its own expense for one year? In 2020, Shanghai's self-funded social security is too pit, which will be uniformly collected by Shanghai Social

How much does Shanghai need to pay for social security at its own expense for one year? In 2020, Shanghai's self-funded social security is too pit, which will be uniformly collected by Shanghai Social Security Taxation Bureau. How much social security does Shanghai need to pay at its own expense in 2020?

1. How much social security does Shanghai need to pay at its own expense in one year? Social security will be paid by itself in 2020. The payment amount is calculated according to the local social security payment base and different payment registration and payment ratios. The social security payment base is the local average social wage in the previous year. Individuals can choose 60% and 80% third gear, and the payment ratio is 20%.

For example:

For example, the local pension insurance payment base is 5,000 yuan, and 60% of the payment ratio is selected, so 500,060% = 3,000 yuan, and the pension insurance payment ratio of flexible employees is 20%, so 300,020% is 600 yuan, and the monthly pension insurance payment amount is 600 yuan.

2. There are two payment standards for medical insurance, 4% and 8%. According to the payment base of 5,000 yuan, the monthly payment in 200 yuan or 400 yuan will cost about 2,600 yuan for medical insurance for critical illness. So individuals pay social security at their own expense. According to the above example, the total cost of a year is about 9800 yuan.

3. The base of social security payment increases by 7%- 10% every year. Flexible employees, women over 40 years old and men over 50 years old, can apply for social security subsidies.

Friendly reminder:

The state provides social security subsidies to flexible employees who have reached the age of 40 for women and 50 for men before 2011/kloc-0+310, which is what we usually call 4050 subsidies. Usually the application time is 3 years, not more than 5 years.

Shanghai's self-funded social security is too pit.

It is one-sided to say that Shanghai's self-funded social security is too pit, because although self-funded social security is not as cost-effective as employees' participation in social security, they can get medical and old-age security after participating in social security. It is recommended to choose whether to pay according to personal circumstances. In addition to social security, you can also buy commercial insurance.

Advantages of paying social security at one's own expense:

1. Paying social security at one's own expense can provide more protection for oneself than not paying social security, whether it is medical security or future pension problems. Pay social security at one's own expense

2. If the old-age insurance is paid on time and accumulated for 15 years, you can receive a certain pension every month when you retire, and the old-age life is more secure.

3. Stabilize social order to a certain extent. Now the money we pay for social security is to give pensions to people who are now retired. Therefore, it can be said that paying social security is to make certain contributions to the country and society.

Disadvantages of paying social security at one's own expense:

All social security expenses required for paying social security at one's own expense need to be borne by oneself. Therefore, there will be a lot of expenses. Only 40% of the social security fees paid will go into the personal account, and the rest will go into the overall account for the later pension payment. During the unfortunate death, social security only refunded the monthly payment and interest of personal accounts.

Shanghai social security tax bureau collects it uniformly.

Is it true that Shanghai Social Security Taxation Bureau collects it uniformly? According to the plan of the State Council and Shanghai Municipal People's Government on the reform of social insurance premium collection system, from 2020, all social insurance premiums of enterprise employees will be uniformly collected by the tax authorities 1 1. The relevant matters are hereby announced as follows:

Collection scope:

1. Employees' basic old-age insurance premium, employees' basic medical insurance premium (including maternity insurance premium), industrial injury insurance premium and unemployment insurance premium paid by enterprises.

2. Employees' basic old-age insurance and basic medical insurance paid by individual industrial and commercial households without employees, part-time employees who did not participate in the basic old-age insurance and basic medical insurance for employees of the employing unit and other flexible employees (hereinafter referred to as "flexible employees").

Collection and collection period:

The payer shall declare the social insurance premium payable to the social security agency according to the current and channels, and pay it to the tax department according to the amount payable approved by the social security agency. Among them, the enterprise shall pay the social insurance premium of the current month to the tax authorities before 15 every month, and the individual contributions of employees shall be withheld and remitted by the employer according to the social insurance premium policy; Flexible employees pay monthly fees to the tax authorities, and the tax authorities will make centralized deductions on June 1 1 and June 2 1.

The above is about Shanghai's self-funded social security, I hope it will help everyone!