Pension insurance for employees in Zhaoqing

Notice of the ratio of social insurance contributions in Zhaoqing City

I. Matters related to participation in contributions and handling of suspension of insurance after the cancellation of the unit

(1) Social insurance contribution standards

1. 2008 annual base of the city's insured employees' contribution wages:

After the city (Gaoyao City) was included in the regional coordination of the central area of social insurance in Zhaoqing, for the year 2008 (July 1, 08 - June 30, 09) contribution wage, according to the insured taxable wages, salary income more than 300% of the province's average monthly wage of 2,454 yuan of the previous year on-the-job employees, 7360 yuan as the highest contribution base; insured taxable wages, salary income less than the city's average monthly wage of 1,736 of the previous year on-the-job employees 60% of the average monthly wage of 1,040 yuan as the minimum contribution The minimum contribution base shall be 1040 yuan. It will be adjusted in July every year according to the unified regulations of Zhaoqing City.

2. In 2008, the city's contribution ratio for each type of insurance (according to the paid salary) is as follows:

(1) Pension insurance is 28%. Among them: the unit to pay 20%; individuals pay 8%.

(2) Unemployment insurance is 3%. Of which: the unit to pay 2%; individual to pay 1% (migrant workers personal part of 1% is not levied).

(3) Workers' compensation insurance is 0.5%, 1% and 1.5% according to the nature of the unit (paid by the unit).

(4) Maternity insurance is 0.4% (paid by the unit).

(5) Medical insurance is 8.3%. Of which: 6.3% paid by the unit; 2% paid by the individual (4.8% hospitalization insurance paid by the unit for foreign-funded and private enterprises).

(2) non-public insurance unit staff changes (exit) matters for the handling of

When the unit staff (or individual business operators) changes, the unit should be in the month before the 15th (statutory holidays can be postponed, the specific time subject to notification) to the local tax authorities in their respective places to handle the change of personnel increase or decrease procedures. Otherwise, any delay or failure to do so will be regarded as continued participation (or non-participation).

(3) Within 30 days after the establishment of a non-public enterprise, it must report to the local tax authorities for registration of social insurance.

1, the unit to declare the information to be carried: business license, approval of the establishment of documents or other approved practice documents, legal person ID card, account bank account number, the list of insured persons and ID card copy of the unified code certificate of the organization;

2, with the above information to the local tax authorities to which the local tax authorities to go through the registration formalities;

3, the local tax authorities After completing the registration for payment of contributions, the corresponding registration information will be passed to the social security department, and the social security bureau will register the insured unit for participation in the insurance after examination and issue the Social Insurance Registration Certificate (self-employed persons do not have such a certificate);

4. The payment of social insurance premiums by the new insured unit is carried out in the same month and registered in the following month, and the free status insured person can declare the payment of premiums in the same month, which will be levied and collected by the local tax department on a monthly basis. The insured units should pay the contributions to the local tax department of the town to which they belong before the 15th day of each month. Otherwise, the contributions are considered to be in arrears for that month. The social insurance premiums to be paid by individual employees shall be withheld and paid by their organizations from their wages.

5. The insured units, with the annual review of the Social Insurance Registration Certificate, go to the industry and commerce department for the annual review of the business license and the renewal of the license every year.

(4) The insured units (including private foreign capital and individual business) shall go through the procedures of shutting down and canceling their business

Within 30 days from the date of dissolution, bankruptcy, cancellation, merger, relocation, or shutting down of business, the units, with the proof of industrial and commercial cancellation and the social insurance registration certificate, shall go to the local tax authorities for the registration of cancellation of contributions, and shall pay off the payable social insurance premiums and the late fees and charges, and then the local tax authorities will issue a Notice of Cancellation of Social Insurance Contributions", and the contributing units and individuals will then go to the Social Security Bureau for registration of cancellation of social insurance with the Notice of Cancellation of Social Insurance Contributions, proof of industrial and commercial cancellation, and social insurance registration certificate.

Second, the continuation of social insurance matters

Employees due to various reasons to interrupt the payment of pension insurance premiums, re-employment, can be renewed by the new unit, the unit directly to the local tax authorities to handle the procedures for the increase in the number of employees; not yet re-employed (known as freelancers) can also bring their own identity cards and employees' pension insurance handbook for the renewal of the insurance procedures. If the renewal of social security contributions before January 2009, the participants directly with the relevant information to the Social Security Bureau of the first floor of the Service Hall, Insurance Relationships Unit ② window, if the renewal of social security contributions after January 2009 (including January), the participants with the relevant information to the local tax authorities. Participating units or individuals can be combined before and after the number of years of social insurance contributions.

Third, the settlement of social insurance-related matters

Units should be filled out before the 15th of each month, "the increase or decrease in the number of people participating in social insurance declaration form" stamped with the official seal of the unit, to the local tax authorities for the workers to stop the insurance procedures (arrears of social security contributions must be paid to the outstanding social security premiums):

1, the withdrawal of the insurance procedures.

Non-urban household participants in the suspension of insurance, with their original identity cards and photocopies, pension manuals to the first floor of the Municipal Social Security Bureau of the hall for withdrawal procedures.

2. Retirement settlement under the contribution age.

Participants who have reached the legal retirement age, but less than the number of years of contributions, do not meet the monthly pension, after stopping the insurance procedures, I can with the original and a copy of my ID card, I opened a state-owned bank account within the integrated area of Zhaoqing City, a copy of the passbook (in addition to the postal savings), the institutions only contribute to the individual part of the pension insurance retirees are also required to provide their own certificate of retirement. The original and a copy of the original, to the first floor of the Municipal Social Security Bureau hall to do

People

Insurance freelancers receiving unemployment benefits

People during the period

Contributed wages: 1040 (yuan) proportion amount (yuan) proportion amount (yuan)

Pension

Insurance unit 12%124.812%124.8

Individual 8%83.28%83.2

Medical

Insurance unit 6.3%65.52

Individual 2%20.80

Total: 28.3%294.3220%208

January 2009

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