How to help family members pay health insurance premiums

Helping your family members to pay their health insurance premiums includes understanding the health insurance policy, collecting the necessary documents and information, going to the social security bureau or health insurance center to complete the formalities, choosing the right way to pay the premiums, and checking the premiums on a regular basis. The details are as follows:

1. Understanding your family's health insurance policy: First of all, you need to understand your family's local health insurance policy and regulations. The health insurance policy may vary from region to region, including the way of payment, the amount of payment and the time of payment. You can get the relevant information by consulting the local social security bureau or medical insurance center.

2. Gathering necessary documents and information: Before making health insurance contributions, you need to gather relevant documents and information about your family members, such as your ID card, hukou (household registration) book, health insurance card, bank card, etc. These documents and information will be used to make health insurance contributions. These documents and information will be used to process the health insurance payment.

3. Going to the local social security office or health insurance center: According to local regulations, you need to go to the local social security office or health insurance center in person to handle the health insurance payment procedures. In order to do so, you need to fill out the relevant forms, submit the necessary documents and information, and pay the appropriate fees.

4. Choosing the right payment method: Depending on the local regulations, you can choose different payment methods. Common payment methods include cash payment, bank transfer or other electronic payment methods. Choose the right payment method and pay your health insurance premiums on time.

5. Regularly check your health insurance payment: Once you have completed the health insurance payment procedures, you need to regularly check your family's health insurance payment. This can be done by checking the health insurance payment records or consulting with the social security bureau or health insurance center to confirm whether the payment has arrived in time.

Medical insurance, generally referred to as basic medical insurance, is a social insurance system established to compensate workers for financial losses caused by the risk of illness. Through the employer and individual contributions, the establishment of a medical insurance fund, the insured person sick visit medical expenses incurred by the medical insurance organization to give them a certain amount of economic compensation. The establishment and implementation of the basic medical insurance system gathered units and members of the community's economic strength, coupled with the government's financial support, can make the sick members of the community from the community to obtain the necessary material help, reduce the burden of medical costs, to prevent the sick members of the community, "due to illness to poverty".

The benefits of buying medical insurance for your parents:

1. Filling in the gaps in medical insurance

The vast majority of mothers and fathers most likely have medical insurance, but the scope of reimbursement, reimbursement of the expenses of the credit is relatively limited, and therefore must be commercial medical insurance to fill in the gap, to make up for the inadequacy of medical insurance.

2, reduce the economic pressure

With the age of improvement, the mother and father of many health problems slowly show up, and therefore the frequency of hospitals than the young people are often much more often, in the medical expenses on the expenses will be prominent rise, if you have a medical insurance, you can use the medical insurance costs of the medical expenses reimbursement of a very large part of the cost of medical expenses, some commodities and even can be 100% cost reimbursement. The actual medical insurance coverage can be used to reimburse a large portion of the medical expenses. This will reduce the economic pressure on the family and reduce the work pressure on the children.

To sum up: some parents do not have a high concept of insurance, it is not easy to want to pay money to buy commercial insurance, but at present, many children will automatically give their parents with commercial insurance to ensure that the medical insurance is the choice of many children.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 23

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

Article 24

The State establishes and perfects a new type of rural cooperative medical care system.

Methods for administering the new type of rural cooperative medical care shall be prescribed by the State Council.

Article 25

The State establishes and improves the basic medical insurance system for urban residents.

Basic medical insurance for urban residents is a combination of individual contributions and government subsidies.

The government shall subsidize the part of the individual contributions required by persons enjoying the minimum subsistence guarantee, persons with disabilities who have lost the ability to work, and elderly persons and minors over 60 years of age from low-income families.

Article 2

The State establishes a system of social insurance, including basic old-age insurance, basic medical insurance, work-injury insurance, unemployment insurance, maternity insurance, etc., to safeguard the right of citizens to receive material assistance from the State and society in old age, sickness, work injury, unemployment, childbirth and other situations in accordance with the law.