Social security medical insurance deduction must use the basic account, the general account can be, someone has handled this business?

1, social security health insurance deduction must use the basic account, the general account can not deduct social security. Because of the deduction of social security, the need for a bank account license, and the basic account has a license, the general account is not.

The basic account is the host account for transferring and settling payments and cash receipts and disbursements, and the daily receipt and disbursement of funds for business activities as well as the payment of wages, bonuses and cash withdrawals can be handled through this account.

2, the basic account application required documents

Opening a basic deposit account, different depositors should be required to the following requirements to the bank's relevant outlets to issue documents:

(1) enterprise legal person, should be issued the original business license of the enterprise legal person.

(2) For unincorporated enterprises, the original enterprise business license should be produced.

(3) Organs and institutions with budgetary management shall present the approval or registration certificate of the government personnel department or the establishment committee and the certificate of the financial department agreeing to their account opening; for institutions without budgetary management, the approval or registration certificate of the government personnel department or the establishment committee shall be presented.

(4) the army, the armed police regiment level (including) or above, as well as decentralized duty detachment (sub) units, should be issued by the army military level or above, the financial department of the financial department of the Armed Police Corps to open an account certificate.

(5) social groups, should produce the certificate of registration of social groups, religious organizations should also produce the approval or proof of religious affairs management department.

(6) Private non-enterprise organizations, should produce a certificate of registration of private non-enterprise.

(7) For a permanent foreign organization, it shall present an approval letter from the competent government department in the place where it is stationed.

(8) Foreign organizations in China shall present the approval or certificate of the relevant competent state authorities; representative offices and offices of foreign enterprises in China shall present the registration certificate issued by the state registration authority.

(9) For individual industrial and commercial households, the original business license of individual industrial and commercial households shall be issued.

(10) Residents' committees, villagers' committees and community committees shall produce the approval or certificate of their competent authorities.

(11) Subsidiary institutions with independent accounting shall produce the basic deposit account opening license and approval from their competent authorities.

(12) For other organizations, the approval or certificate from the competent government department shall be issued.

If the depositor is a taxpayer engaged in production or business activities, it shall also produce a tax registration certificate issued by the tax authorities. If it is impossible to obtain the tax registration certificate according to the relevant state regulations, it may not be issued.

Also need to show the state-issued organization code certificate (original), corporate identity card (if not a legal person would have come to open the basic account, you need to show the authorized person's identity card and corporate identity card, and then according to the power of attorney provided by the bank). In addition, you also need to bring the official seal of the enterprise, the financial seal and the personal seal of the legal person.

All the above documents must be original.

Expanded Information:

General account, i.e., general deposit account, refers to the bank settlement account opened by a depositor in a bank business institution other than the bank where the basic deposit account is opened due to borrowing or other settlement needs. This account can handle the transfer settlement and cash contributions, but the general deposit account, can not handle cash withdrawals. This account can handle the transfer settlement and cash deposit, but the general deposit account, can not handle cash withdrawal.

Documents Required for Opening General Deposit Accounts

1. Loan Contract or Loan Debit Note;

2. Proof of consent by the depositor of the Basic Deposit Account to the opening of the account of the affiliated non-self-accounting unit.

3. business license;

4. organization code certificate;

5. national tax, local tax registration certificate;

6. account opening license;

7. legal person ID card;

8. agent ID card;

9. official seal, legal person seal, financial seal.

A4 copies of the above are required

10. If you need to do it on behalf of the corporate authorization and power of attorney.

Baidu Encyclopedia - Basic Accounts

Baidu Encyclopedia - General Accounts