Job Recruitment Website - Social security inquiry - Can I still buy social security when I am 60 years old?

Can I still buy social security when I am 60 years old?

Yes, you can.

Social security, that is, social insurance, is a social security system stipulated and enforced by national legislation. It aims to provide necessary material help for workers who are old, sick, injured, unemployed and have children. Social security mainly includes endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance.

Two, the feasibility of the elderly over 60 years old to participate in social security

For people over 60 years old, although they have reached the legal retirement age, it does not mean that they can no longer participate in social security. In fact, according to China's social security policy, the elderly over 60 can still choose to continue to pay social security fees and enjoy the corresponding social security benefits.

Specifically, people over the age of 60 can choose to participate in urban and rural residents' pension insurance or employee pension insurance. Both types of insurance can provide certain pension benefits for the insured and help them maintain their basic living standards after retirement. In addition, medical insurance is also an important aspect that people over 60 need to pay attention to. It can provide them with medical expenses reimbursement when they are sick and reduce their financial burden.

Third, matters needing attention in participating in social security

For people over the age of 60, to participate in social security should pay attention to the following points:

1. Understand the local social security policy, and choose the insurance type and payment grade suitable for you;

2. Pay social security fees in full and on time to ensure that you can enjoy the corresponding social security benefits;

3. Pay attention to the conditions and procedures for receiving social security benefits and handle relevant procedures in time;

4. In case of social security problems, consult relevant departments or professionals in time for help and guidance.

To sum up:

People over 60 can still choose to participate in social security to get more comprehensive protection. To participate in social security, you need to know the local policies and regulations, choose the insurance types and payment grades that suit you, and pay social security fees in full and on time. At the same time, we also need to pay attention to the conditions and procedures for receiving social security benefits to ensure that we can enjoy the corresponding benefits in time.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.