How to buy endowment insurance for urban residents?

Endowment insurance for urban residents is a social insurance system that provides retirement security for urban residents. Residents can declare online or buy from local social security agencies. The payment base is shared by myself and the local government, and the payment standard is implemented according to local regulations.

Endowment insurance for urban residents is an important social security system for urban residents in China. The old-age insurance for urban residents is for urban residents aged 16 and above who have not yet received the old-age insurance benefits. Residents can declare online or buy from local social security agencies. The payment base is shared by myself and the local government, and the payment standard is implemented according to local regulations. Among them, the payment standard is determined according to the average wage of local urban residents, which is generally about 60% of the average wage. To purchase the old-age insurance for urban residents, you need to provide ID cards, household registration books and other relevant supporting materials, and at the same time you need to pay the corresponding insurance fees. The base and standard of payment period can be chosen by residents themselves, but it should be within the prescribed scope. The rights and interests of urban residents' old-age insurance include: receiving basic pension, enjoying welfare benefits and participating in old-age services. After reaching the required retirement age, you can apply for a basic pension and enjoy relevant welfare benefits, such as medical insurance and housing provident fund. Urban residents can also participate in related pension services, such as community activities and health lectures.

What are the payment methods of urban residents' endowment insurance? The payment methods of urban residents' endowment insurance include local government withholding and independent payment. Local government withholding means that residents' payment base and standard are uniformly collected by the government, so residents don't have to pay too much attention to payment matters. Self-payment means that residents pay their own insurance premiums, and they can choose the base and standard according to their personal economic situation and needs. Residents who pay their own expenses need to pay on time, otherwise the enjoyment of insurance rights will be affected.

Endowment insurance for urban residents is an important social security system implemented in China, which is of great significance for urban residents to realize old-age security. Residents need to provide proof materials when purchasing endowment insurance for urban residents, and pay insurance premiums in accordance with regulations. At the same time, through learning and understanding relevant policies and systems, we can better safeguard our own rights and enjoy relevant old-age security.

Legal basis:

Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.