How to calculate retirement wages for all social security individuals? For example, I paid 65,438 yuan+0,000 yuan in the first year and retired after 20 years. News.

The amount of pension depends on your payment base, payment period and the average monthly salary of employees in your province over the years since payment. These data are unpredictable, and it is really impossible to calculate the amount of your pension. But it can be roughly calculated by static figures, which is not accurate and is for reference only.

Pension = basic pension+personal account pension

Personal account pension = personal account deposit ÷ months (50 years old 195, 55 years old 170, 60 years old 139)

Basic pension = (last year's average monthly salary of employees in the province+my average monthly payment salary) ÷2× payment period × 1%

Note: My indexed monthly average payment salary = last year's average monthly salary of employees in the whole province × my average payment index.

The average individual contribution index is the historical average of the ratio of the actual contribution base to the average social wage. The lower limit is 0.6 and the upper limit is 3.

According to your instructions, 654.38+00,000 yuan is divided into unit part and individual part, with the individual part accounting for 28.57% and the unit part accounting for 765.438+0.43%, that is, your annual personal part is 2,857 yuan. At the same time, it is inferred that the average monthly salary of employees in your province last year has been 2976 yuan, assuming that your average personal contribution index is 1.

When the cumulative payment period is 20 years, the cumulative individual contribution is 2857*8%** 12 months *20 years =54854.4 yuan, and the monthly personal account pension is 54854.4139 = 394.64 yuan.

When the average individual payment base is 1.0, the basic pension =(2976 yuan +2976 yuan×1.0) ÷ 2× 20×1%= 595.2 yuan, and the personal account pension is 394.64 yuan =989.84 yuan.