How much does Beijing pay for five insurances and one gold every month?

How much money an individual with five insurances and one gold in Beijing pays each month needs to be calculated according to your salary base and local specific policies.

The payment amount of five insurances and one gold is related to the individual's payment base and the policy in the region. In Beijing, five insurances and one gold include endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. Individual contributions are endowment insurance 8%, medical insurance 2%, unemployment insurance 1%, work injury insurance and maternity insurance paid in full by the unit. The specific social insurance payment base has an upper limit and a lower limit, which are determined according to the average monthly salary of an individual in the previous year. Multiply the total salary of the individual by the ratio of 1 1% to calculate the five insurance expenses that the individual should pay. For example, if an individual's monthly salary is 10000 yuan, then the individual part of the five risks will probably need to pay 1 100 yuan. The actual payment amount also needs to refer to the latest local social security policy and payment base.

Social security contribution ratio:

1, endowment insurance: the unit generally pays 16%-20% of the salary base, and the individual pays 8%;

2. Medical insurance: the unit pays about 10% of the salary base, and the individual pays about 2%, plus the overall expenses for serious diseases in 3 yuan;

3. Unemployment insurance: the unit pays 0.8%-65438+ 0.5% of the salary base, and the individual pays 0.2%-0.5%;

4. Work-related injury insurance: the unit pays 0.2%-2% of the salary base, which varies according to the risk level of the industry, and the individual does not pay;

5. Maternity insurance: the unit pays 0.8%- 1% of the salary base, and the individual does not pay;

6. Housing accumulation fund: units and individuals each pay 5%- 12% of the salary base, and the specific proportion is determined by the unit.

To sum up, the payment ratio of five insurances and one gold is determined by many factors, including the salary base, the specific policies of the city and the risk degree of the industry. The actual payment amount needs to be calculated according to the individual's specific situation.

To sum up, the amount of five insurances and one gold that Beijing individuals need to pay each month is closely related to the salary base, involving pension, medical care, unemployment, work injury and maternity insurance. Individual contributions are 8%, 2% and 1% respectively, and work-related injury and maternity insurance shall be borne by the employer. The specific amount is affected by the upper and lower limits of the payment base stipulated by the policy and the latest social security policy, such as monthly salary 1 10,000 yuan, individual.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Regulations on the administration of housing provident fund

Article 16

The monthly deposit amount of employee housing provident fund is the average monthly salary of employees in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.