Is it necessary to buy commercial insurance with social security?

Yes Social security provides basic medical security, old-age security and unemployment security, but it may not meet all the insurance needs, so it is necessary to buy commercial insurance. Commercial insurance can provide more comprehensive protection and make up for the lack of social security. For example, social security only provides basic medical expenses reimbursement, while commercial medical insurance can provide a wider range of medical insurance, including outpatient expenses, hospitalization expenses, surgery expenses and so on. In addition, commercial insurance can also provide additional accidental injury protection, major illness protection, property protection and so on. Help to cope with various risks and emergencies.