Job Recruitment Website - Social security inquiry - Can I borrow my social security card?
Can I borrow my social security card?
1, the borrower can only provide the social security card, and it is impossible to apply for a loan; The social security card has the following functions:
(1) can be used to record the employment relationship in the labor department, and can also be used to register whether you are employed or unemployed;
(2) It can be used to apply for five insurances and one gold;
(3) It can be used to apply for labor ability and professional qualification appraisal. If there is a work-related injury, it can also be used to apply for work-related injury identification, and at the same time, it can also certify the qualifications of employees;
(4) With the social security card, you can buy medicines and seek medical treatment in designated medical institutions at the grassroots level, which facilitates the life of the insured;
(5) The insured person can use the social security card to inquire about the basic information of personal human resources and social security, as well as the insured situation;
(6) Social security cards can be used to handle social security affairs related to human resources for the insured;
(7) Social security cards can also be used to withhold and remit social insurance premiums, pay various social insurance benefits and distribute funds. At the same time, it can also be used to handle various financial services;
2. Lending institutions will examine the borrower's repayment ability when issuing loans. At this time, if the borrower can only provide social security card, it will not be able to prove its repayment ability;
3. If the borrower applies for a loan, it shall provide the social security card and loan materials such as work certificate, income certificate, personal ID card and bank account issued by the unit; Provide the above loan materials to the lending institution, and only after passing the examination can the loan be processed.
Legal basis: Article 58 of People's Republic of China (PRC) Social Insurance Law.
The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.
The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.
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