Job Recruitment Website - Social security inquiry - /kloc-is it meaningful to stop medical insurance every month?

/kloc-is it meaningful to stop medical insurance every month?

Yes If the medical insurance is cut off 1 month, it will not be reimbursed from the second month. In other words, you can't enjoy the treatment paid by the medical insurance pooling fund, but you can use the personal account balance in the social security card. You can go to the outpatient or emergency department of a designated hospital and buy medical insurance drugs in a medical insurance pharmacy. Pay the arrears within 3 months after the medical insurance is cut off, and enjoy the medical insurance treatment according to law from the date of normal payment. If the medical insurance has been cut off for more than 3 months, after the arrears are paid off, there is a waiting period of 180 days to enjoy medical insurance benefits, that is, from the date of normal payment, 180 days later can enjoy medical insurance benefits according to law.

It makes sense to pay back the medical insurance 1 month. If medical insurance is cut off for one month, it will have the following effects:

1, medical insurance, employees can't enjoy medical insurance benefits from the next month after the payment is stopped, that is, they can't use medical insurance cards for reimbursement.

2. If the employer fails to pay or fails to pay the employee's medical insurance fee for one month, it needs to pay the unpaid fee, and also needs to pay interest and late fees. Only by paying medical insurance continuously can the related medical expenses be reimbursed.

Can social security be paid for a month when it is broken?

Social security can be paid in a month, and it can also be paid if the company is broken.

Many times, if our social security is cut off for a month due to the company's reasons, such as the company failing to register social security for employees in time, or the person in charge of social security in the company omits to pay, it will lead to a month of social security cut off. Then, the insured can ask the company to go to the local social security department for social security payment.

If an individual pays social security for flexible employment, and the file is suspended for one month, the insured person can bring his ID card and social security card directly to the Social Security Bureau to repay it.

Is it necessary to pay for social security for a month?

It is very necessary to make up a month's social security, and try to make up if possible. A month's severance of social security will affect the subsidies and reimbursement of medical insurance. Once paid, you can continue to enjoy medical insurance benefits in the next month. In some places, after social security is paid, social security will not be interrupted, and you can buy a car or house according to regulations. Therefore, it is very necessary to pay for social security one month after it is cut off.

If the insured is in good health, the children are not old enough to go to school, and the insured has no plans to buy a house or a car, then there is no need to pay social security for one month.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.