Unemployment Benefits

What is the meaning of unemployment benefit:

Unemployment benefit is a kind of subsidized treatment for a part of the people who would not otherwise be able to receive unemployment insurance benefits.

There are two main categories of people:

Unemployed people who are still unemployed at the end of the period of receiving unemployment benefits;

Enrolled people who do not meet the conditions for receiving unemployment insurance benefits (i.e., less than one year's enrollment and contribution or one year's enrollment and contribution, but interruption of employment not of their own will).

It is a temporary living allowance for the unemployed who are in need, which is paid for by local financial allocations.

What is the difference between unemployment insurance and benefits

The biggest difference between unemployment insurance and benefits lies in the different positioning.

1, unemployment insurance benefits: it is a kind of temporary compensation, is paid by the social security bureau in accordance with the law to the eligible unemployed basic living expenses, only those who paid the unemployment insurance, after the unemployment can receive. The standard for receiving unemployment insurance benefits is different in different regions, so the unemployment insurance benefits that people can receive after losing their jobs are also different.

2. Unemployment benefit: It is a temporary living allowance issued by the state for those unemployed people who are in more difficulties, and the cost is paid by the local financial allocation.

Second, the unemployment insurance benefits can be collected for several months

Unemployment insurance benefits can be collected for several months according to your contribution time, according to your contribution time, the time to collect is divided into three grades:

1, cumulative contribution time of more than 1 year but less than 5 years, the maximum time to collect can not be more than 12 months;

2, cumulative contribution time of more than 5 years but less than 10 years. If the accumulated contribution time is more than 5 years but less than 10 years, the maximum receiving time cannot exceed 18 months;

3. If the accumulated contribution time is more than 10 years or more, the maximum receiving time cannot exceed 24 months.

It should be reminded that if, during the period of receiving unemployment insurance benefits, the unemployed person undergoes a change that makes him or her no longer eligible to receive unemployment benefits, the receipt must be interrupted.

Three, unemployment insurance and unemployment benefits to receive conditions:

Unemployment insurance benefits:

1, the number of years of contributions

Unemployed people in the unemployed before the unemployment of the unit as well as their own payment of unemployment insurance costs must meet the requirements of the minimum to reach more than one year, otherwise it is not able to receive unemployment insurance benefits.

2, non-will unemployment

Unemployment is non-will and lead to, if their own initiative to quit does not meet the conditions. If it is dismissed by the company to terminate the labor contract, then meet the conditions.

3, willingness to seek employment

Unemployment must be required to register as unemployed, and also willing to seek employment, willingness to accept the work of the introduction and training, otherwise it is also does not meet the requirements.

An unemployed person can apply for unemployment insurance benefits only if he or she meets all three of these conditions, and if one of them is not fulfilled, he or she will not be able to do so.

Unemployment benefits:

1. People who have completed the corresponding time of unemployment insurance benefits and still have not succeeded in employment.

2. People who have participated in unemployment insurance for one year or less than one year of non-personal reasons for unemployment.

In recent years, the conditions for receiving unemployment benefits have been relaxed somewhat, and it is recommended that you consult your local social security agency directly.

3, the standard of unemployment insurance benefits, determined by the people's governments of the provinces, autonomous regions and municipalities directly under the Central Government, shall not be lower than the minimum subsistence guarantee standard for urban residents.

4, unemployment benefits can be received for six months, the unemployment benefit standard is 300 yuan per month per person. Maximum not more than 80% of the unemployment benefits, the total amount of unemployment insurance benefits received = the location of the class of district unemployment insurance benefits standard * the number of months to receive.

Implementation of individual payment of unemployment insurance premiums before, according to the regulations calculated by the age of deemed contribution time, after the announcement of the payment of unemployment insurance premiums for the time of the combined calculation; and the calculation of unemployment insurance benefits is divided into the calculation of the standard of unemployment insurance benefits and the calculation of the period of receiving unemployment insurance benefits, in accordance with the standard of unemployment benefits in each province now basically in the 1,000 yuan, that is to say, the maximum payment standard of unemployment benefits in 1,000 *0.8=800 yuan floating up and down; that is to say, 6 months each month 800 yuan maximum total *** can be close to 4800 yuan up and down;

5, each region due to the difference in economic level, the standard of unemployment benefits will have certain differences, specific to go to look at the official website of the social security of the region.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 46 of the unemployed person unemployed before the employer and the person's cumulative contributions of one year less than five years, the period of time to receive unemployment insurance benefits for a maximum of twelve months; the cumulative contributions of five years less than ten years, the period of time to receive unemployment insurance benefits for a maximum of eighteen months; the cumulative contributions for more than ten years, the period of time to receive unemployment insurance benefits for a maximum of eighteen months; the cumulative contributions of ten years If the accumulated contributions are ten years or more, the maximum period for receiving unemployment insurance benefits is twenty-four months. If one is re-employed and becomes unemployed again, the period of contributions is recalculated, and the period of receiving unemployment insurance benefits is combined with the period of receiving unemployment insurance benefits that should have been received but have not yet been received for the previous unemployment, with the maximum period not exceeding twenty-four months.

Article 47 The standard of unemployment insurance benefits shall be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government, and shall not be lower than the standard of minimum subsistence guarantee for urban residents.

Article 51 Unemployed persons shall cease to receive unemployment insurance benefits, and at the same time cease to enjoy other unemployment insurance benefits, if any of the following circumstances occur during the period in which they are receiving unemployment insurance benefits:

(1) if they are re-employed;

(2) if they are conscripted to serve in the armed forces;

(3) if they have moved outside the country;

(4) if they are enjoying the basic pension benefits;

(5) if they are receiving the basic pension benefits;

(6) if they are receiving the basic old-age pension benefits; and

(e) Refusing, without justifiable reasons, to accept appropriate work or training introduced by the designated department or organization of the local people's government.

Regulations on Unemployment Insurance

Article 5 The Unemployment Insurance Fund consists of:

(1) unemployment insurance premiums paid by urban enterprises and institutions and by employees of urban enterprises and institutions;

(2) interest on the Unemployment Insurance Fund;

(3) financial subsidies;

(4) other funds that are incorporated into the Unemployment Insurance Fund in accordance with law. Fund; and (v) other funds included in the Unemployment Insurance Fund in accordance with the law.

Article 6: Urban enterprises and institutions shall pay unemployment insurance premiums at the rate of 2% of their total wages. Employees of urban enterprises and institutions shall pay unemployment insurance premiums at the rate of 1% of their wages. Farmers recruited by urban enterprises and institutions on a contractual basis do not pay unemployment insurance premiums.